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201309419 <br /> Lender Or its agent may raake reasonable des upon and inspections of the Property. 'fit has reasonable cause, <br /> Lender may inspect the interior of the improvements on the Properly: Lender shy give Borrower notice at the time <br /> of or prior to such an interior inspection specifying such reasonable cause. <br /> 8. Borrower's Loan Application. Borrower shall be in default if, wing the Loan application process, <br /> Borrower or any persons or entities acting at the direction ofBorrower-or with Borrw w .'s n owledge or consent gave <br /> materially false, lead ng, or inaccurate information or statements to Lender(or failed to provide Lender with <br /> material information) in connection with the Loan* Material representations include, but are not limited to, <br /> represerfttions concerning Borrower's occupancy of the Property as mower's principal residence. <br /> 9. Protection of Lender's Interest in the Property ant Rights -Under this Security instrument if(a) <br /> Borrower fails to perform the coven A and agreements contained in this Security.Instrument, (b)there is a legal <br /> proceeding that might sigoificantly affect Lender's interest in the Property andlor rights-under this Suety bstroment <br /> (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may <br /> attain priority over this Suety Instrument or to enforce laws or regulations), or(c)Borrower has abandoned the <br /> Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the <br /> Property and rights under.this Security Insintment, including protecting and/or assessing the value of the Property, <br /> and securing andIor repairing the Property. Lamer's actions can include,but are not limited to: (a)paying any sums- <br /> secured by a lien which has priority over this Security Instrumen4 (b)appeari g xn.ccaut} and(c)paying reasonable <br /> attorneys' fees to protect its interest in the Property aa&Or rights under this Security Instrument,including its secured <br /> position in a banisa,uptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to <br /> make repairs, change locks, replace or board up doors and windows,dows, drain water from pipes, efinfmate building or <br /> other code violations or dangerous conditions, and have utilities Earned on or off. Although Lender may take action <br /> under this Section 9,Lender does not have to do so and is not under any duty or obligation to do so. It is agreedthat <br /> Lid er incurs no liability for not taking any or all actions authorized orized-wider this Section 9. <br /> Any amounts disbursed by Lenderunder this Section 9 shall become additional debt of Borrower securelby this <br /> Security Instrument. These a m.outits shall bear interest at the Note rate from the date of disbursement and shall be <br /> payable, with such interest, upon notice from Lender to Borrower requesting payment. <br /> If this Security IngiTUMCIII is on a leasehold, Borrower shall comply with all the provisions of the lease. <br /> Borrower shall not surrender the leasehold estate and interests herein conveyed or terminate or cancel the ground lease. <br /> Borrower shall not, -without the express written consent of Lender, alter or amend the ground lease. If Borrower <br /> acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender a `ees to the merger <br /> it Wig. <br /> 10. Mortgage durance. If L ender required Mortgage Insurance as a condition of maithg the Loan,Borrower <br /> shall pay the pr'enrinm s required to maintain the Mortgage Insurance in effect It for any reason, the Mortgage <br /> Insurance coverage required by Lender uses to be available from the mortgage insurer that previously provided such <br /> insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage <br /> Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage <br /> Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance <br /> previously in effect, from an alternate mut 1.,,,,age insurer selected by Lender. If substantially equivalent More <br /> Insurance coverage is not available,Borrower shall con-Ernie to pay to Lender the amount of the separately desired <br /> payments that were due when the iiiurance coverage ceased to be in effect Lender - l accept,use and retain these <br /> payments as a non-refundable loss reserve in lieu of Mortgage Insurance_ Such loss reserve shall be non-refundable, <br /> notwithstanding the fact that the Loan is nnifii iteiy paid in full., and Lender shall not be required to pay Borrower any <br /> interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance <br /> coverage(in the amount and for the period that Lender requires)provided by an basurer selected by Lender again <br /> becomes available, is obtained, and Lender requires separately designated payments toward the premiums for <br /> Mortgage Insurance_ If Leiden required Mortgage Insurance as a condition of making the Loan and Bor`rowr was <br /> required.to make separately desiguated.payments toward the premiums for Mortgage prance,Borrower shall pay <br /> the premiums required to m i trait,Mortgage Insurance in effect, or to provide a non-remitre loss reserve,until <br /> L e n d e r's r e q u i r e m e n t f o r M o r t g a g e I n s u r er e n d s i n a c c o r d a n c e with any w en agreement between.Borrower and <br /> S --S gin mify—Fannie MaelFrecidie Mac UNIFORM INSTRUMENT c eggigNiz <br /> Fom 3028 1101 Page 7 of 14 wwf+dor_inagic cum <br />