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201309419 Insttam.ent and the Note. For this purpose,Borrower irrevocably grants and conveys to Trustee,in trust,with power of sale,the following described property located in the C0 TT of Hall ['type of P..eoording,Jutisdiffionj [Name of Recording RErisdictionj Lots gentry-Qne ( 1) and Twenty-Two (2 ) , Freedom Acres Subdivision, Hall County, Nebraska A.P.N. : 40-0155559 which currently has the address of 413 0 Liberty Lane [Street] Grand I s l and ,Nebraska 6 8 8 03 'Prop''Address"): [City] f Ciadel TOGETHER win{ all the improvements now or hereafter erected can the property, and all easethents, appurtenances, and fides now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instilment. All of the foregoing is referred to in this Security Instrument as the`Prop y." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property agathst all claims and demands, subject to any e .cabrances of record_. THIS SECURITY INSTRUMENT combines-1 Micas-J-4.covfn nnr+-s for national use and non-uniform covenants vvith limited'arlati ors by jurisdiction.to constitute a uniform security instilment covering real property. UN IFORM COVENANTS.NAN Borrower and Lender covenant and agree as follows: I. Payment of Principal,Interest,Escrow Items,Prepayment Charges,an.d Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note_ Borrower shall also pay funds for Escrow Items pursuant to Section 3, Payments dne under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment'order the Note or this ec ty Instriimmit is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security-filth Lullent be made in one or more of the following forte,as selected by)ender-. (a)cash money order;(c)certified check,bank cheek treasurer's check or cashier's check,provided any such check is drawn upon an institution whose deposits are insured by a federal agency, inStniMPTItAlitY, or entity; or(d)Electronic Funds Transfer_ Payments are deemed received by Lender when received at the location de i gated in the Note or at such other location as maybe designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment lithe payment or partial payments are insufficient to bring the Loan went` Lender may accept any payment or partial payment insufficient to bring the Loan curry without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the ire, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date,then Lender need not pay interest on uciapplied funds. Lender may hold such una lied funds NIBF 1 4—Sin& Fami1y—Fanne MaefFrafelie Mac UNIFORM INSTRUMENT Docitlagic Fora.3 028 1101 Page 3 of 14 ww docuragicr cam