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N 1,1 0 - -- YY �� 6x (C) SS' bit Iv WHEN RECORDED MAIL TO: Cornerstone Bank P.O. Box 69 529 Lincoln Avenue York, NE 68467 -0069 GRANTOR: X , Rick J. Schu z �., Stkv-(-ci R. Schultz WAIVER OF HOMESTEAD Executed pursuant to Section 4(3)(a) and (b) of the Farm Homestead Protection Act r (l) c.a Gal r . 7 c - r r� I FOR RECORDER'S USE ONLY GRANTOR: Rick J. Schultz and Jodi R. Schultz LENDER: CORNERSTONE BANK LENDER'S ADDRESS: Shelton Facility, 119 C Street, P.O. Box 639, Shelton, NE 68876 -0639 PROPERTY LEGAL DESCRIPTION: Located in Hall County, State of Nebraska: The North Half of the Northwest Quarter (N1 /2 NW1 /4) of Section Twenty One (21), Township Twelve (12) North, Range Eleven (11) West of the 6th P.M., Hall County, Nebraska, excepting a tract of land more particularly described in Warranty Deed recorded as Document No. 97- 101151 and except a tract of land more particularly described as follows: A tract of land consisting of part of the Northwest Quarter (NW 'A) of Section 21, Township 12 North, Range 11 West of the 6th P.M., Hall County, Nebraska and more particularly described as follows: Commencing at the Northwest Corner of said NW1 /4, said point also being the point of beginning; then on an assumed bearing of N 90° 00' 00" E along the North Line of said NW1 /4 a distance of 1142.15; thence S 00° 00' 00" E a distance of 143.04 feet; thence S 22° 14' 48" E a distance of 267.00 feet; thence N 90° 00' 00" W a distance of 1245.31 feet to a point on the West line of said NW1 /4; thence N 00° 18' 19" E along said West line a distance of 390.17 feet to the point of beginning The Real Property or its address is commonly known as N1/2 of NW 1/4 21 -12 -11 Hall County, NE. GRANTOR'S PARCEL 1 - HOMESTEAD PROPERTY: • The North Half of the Northwest Quarter (N1/2 NW1 /4) of Section Twenty One (21), Township Twelve (12) North, Range Eleven (11) West of the 6th P.M., Hall County, Nebraska, excepting a tract of land more particularly described in Warranty Deed recorded as Document No. 97- 101151 and except a tract of land more particularly described as follows: A tract of land consisting of part of the Northwest Quarter (NW 'A) of Section 21, Township 12 North, Range 11 West of the 6th P.M., Hall County, Nebraska and more particularly described as follows: Commencing at the Northwest Corner of said NW1 /4, said point also being the point of beginning; then on an assumed bearing of N 90° 00' 00" E along the North Line of said NW1 /4 a distance of 1142.15; thence S 00° 00' 00" E a distance of 143.04 feet; thence S 22° 14' 48" E a distance of 267.00 feet; thence N 90° 00' 00" W a distance of 1245.31 feet to a point on the West line of said NW1 /4; thence N 00° 18' 19" E along said West line a distance of 390.17 feet to the point of beginning Undersigned understands that Undersigned have the right to make a designation of homestead in the Deed of Trust and that the execution of this Document constitutes the waiver of rights otherwise available for the purpose of affording Undersigned the opportunity to retain Undersigned's homestead in the event of a default upon the Deed of Trust. Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust and that Undersigned is signing this Document first before signing the Deed of Trust. THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT DOCUMENT. THIS DOCUMENT IS EXECUTED ON NOVEMBER 26, 2013.