WHEN RECORDED MAIL TO:
<br />Cornerstone Bank
<br />P.O. Box 69
<br />529 Lincoln Avenue
<br />York, NE 68467 -0069
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<br />FOR RECORDER'S USE ONLY
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated November 26, 2013, among Rick J. Schultz and Jodi R.
<br />Schultz; Husband and Wife ( "Trustor "); CORNERSTONE BANK, whose address is Shelton
<br />Facility, 119 C Street, P.O. Box 639, Shelton, NE 68876 -0639 (referred to below sometimes
<br />as "Lender" and sometimes as "Beneficiary "); and CORNERSTONE BANK, whose address is
<br />529 LINCOLN AVENUE, YORK, NE 68467 (referred to below as "Trustee ").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in Hall County,
<br />State of Nebraska:
<br />The North Half of the Northwest Quarter (N1/2 NW1 /4) of Section Twenty One (21),
<br />Township Twelve (12) North, Range Eleven (11) West of the 6th P.M., Hall County,
<br />Nebraska, excepting a tract of land more particularly described in Warranty Deed recorded
<br />as Document No. 97- 101151 and except a tract of land more particularly described as
<br />follows: A tract of land consisting of part of the Northwest Quarter (NW 'A) of Section 21,
<br />Township 12 North, Range 11 West of the 6th P.M., Hall County, Nebraska and more
<br />particularly described as follows: Commencing at the Northwest Corner of said NW1 /4,
<br />said point also being the point of beginning; then on an assumed bearing of N 90° 00' 00"
<br />E along the North Line of said NW1 /4 a distance of 1142.15; thence S 00° 00' 00" E a
<br />distance of 143.04 feet; thence S 22° 14' 48" E a distance of 267.00 feet; thence N 90°
<br />00' 00" W a distance of 1245.31 feet to a point on the West line of said NW 1 /4 thence N
<br />00° 18' 19" E along said West line a distance of 390.17 feet to the point of beginning
<br />The Real Property or its address is commonly known as N1/2 of NW 1/4 21 -12 -11 Hall
<br />County, NE.
<br />CROSS - COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities,
<br />plus interest thereon, of Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor
<br />or any one or more of them, whether now existing or hereafter arising, whether related or unrelated to the purpose of
<br />the Note, whether voluntary or otherwise, whether due or not due, direct or indirect, determined or undetermined,
<br />absolute or contingent, liquidated or unliquidated, whether Trustor may be liable individually or jointly with others,
<br />whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts
<br />may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay such amounts
<br />may be or hereafter may become otherwise unenforceable.
<br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Trustor
<br />whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Deed of Trust
<br />secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan to
<br />Trustor, together with all interest thereon.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br />PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF
<br />ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS
<br />DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all
<br />amounts secured by this Deed of Trust as they become due, and shall strictly and in a timely manner perform all of
<br />Trustor's obligations under the Note, this Deed of Trust, and the Related Documents.
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that. Trustor's possession and use of the
<br />Property shall be governed by the following provisions:
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and
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