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<br /> T4GETHER WITH all lhe improvemen4q now on c�rcaftcr erccted on thc property, nnd all casemcnts,appurtcnance.g, and - •..Y':#.���-
<br /> ' fixwres now on c�rcaftcr a part of the property. All re{�lacementq and eddidons shnll also be covcred by ihis S�;ciuity lnstrumcnG ' ::.
<br /> :� All of thc forcgoing is refcrtcd w in this Sccurlty[nstrument es thc"Property," " : '�'T';;�::;,��
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<br /> ..,..--� BORROWER CQVENANTS that Boaower is lawfully sciscd of thc cstatc hcrcby convcycd and has thc right to grant and ' . , ..��,,.��''
<br /> � � canvey the Propeny and that the Property is unencumbered, except �'ar encumbrances of record. Borrower warrants and will ' ' '"•=����
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<br /> defend generally the tiQe to ihe Propeny against ell claims end demands�subject to any encutnbrances of record. �'���:�'i'!���:�,��*..
<br /> THIS SECURTTY INSTRUMENT combines uniform covenan�s for nadonal usc and non-uniform covenants with limited �.'_,,.•:+`'��'��� =�
<br /> vpriaUons by jurisdicuon to consututc a uniform sccurity insteument covcring rcal property. ' �`"`��'�s�,
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<br /> UIJIFQRM COVENAIV'I'S. Bonower and Lender covenant and agree as foUows: :':,-�'..��---s
<br /> 1.Payment ot Principal and Interest;PrepAyment und Late Char�es. Borrawer shall promptly pay when due thc ;.��-�--
<br /> principal of and intcrest on ihc dcbt evidenced by the Notc and any prepayrncnl and latc chargcs duc undcr thc Notc. � ''-;:;.°.
<br /> 2.Funda for Ta�ces and Insuranee. Subject to applicablc law or to a written waivcr by I.cndcr, Bonowcr shall pay to '=�°`--
<br /> Lender on the day monthly paymcnts erc due under thc Note,until the Notc is paid in full,a surn("Funds")for:(aj ycarly taxes :' '-�
<br /> a�id assessmcnu which may auain priority over this Security Instrument as a lien on thc Property;(b)ycarly Icaschold paymcnts �
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<br /> or ground rents on the Pro rty,if any;(c)yearl hazerd or ro rt Insurance premiums;(d)ycarly flood insurancc rcmiums,if `�'" `�
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<br /> any;(e)yearly mortgage insurance premiums, if any;and(� any sums paysble by Bonower to Lender,in accordance with the .,;�,,,r_-.
<br /> provisions of pruagraph 8, in licu of the payment of mortgage insurence premiums. These items are called "Escrow Items."
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