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<br /> WHEN RECORDED MAIL TO:
<br /> Five Points Bank
<br /> South Branch
<br /> 3111 W.Stolley Pk. Rd.
<br /> Grand Island, NE 68801 FOR RECORDER'S USE ONLY
<br /> FIVE POINTS BANK
<br /> 1111111111111111111 11 11 11 11 111 I 11111111111111111111 III I I 111111111111 I I I 11 11 11 111 III III II
<br /> *000000000101271238034011252013*
<br /> DEED OF TRUST
<br /> THIS DEED OF TRUST is dated November 25, 2013, among SHAWN D. MESSERSMITH and
<br /> CAROL B. MESSERSMITH; Husband and Wife ("Trustor"); Five Points Bank, whose address is
<br /> South Branch, 3111 W. Stolley Pk. Rd., Grand Island, NE 68801 (referred to below sometimes
<br /> as "Lender" and sometimes as "Beneficiary"); and Five Points Bank, whose address is P.O Box
<br /> 1507, Grand Island, NE 68802-1507 (referred to below as "Trustee").
<br /> CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br /> for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br /> property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br /> easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br /> ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br /> limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL
<br /> County, State of Nebraska:
<br /> LOT TWO (2), KALLOS SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL COUNTY,
<br /> NEBRASKA.
<br /> The Real Property or its address is commonly known as 2916 W NORTH FRONT ST, GRAND
<br /> ISLAND, NE 68803-4200.
<br /> CROSS-COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities,
<br /> plus interest thereon, of either Trustor or Borrower to Lender, or any one or more of them, as well as all claims by
<br /> Lender against Borrower and Trustor or any one or more of them, whether now existing or hereafter arising, whether
<br /> related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or
<br /> indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated, whether Borrower or Trustor
<br /> may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or
<br /> otherwise, and whether recovery upon such amounts may be or hereafter may become barred by any statute of
<br /> limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise
<br /> unenforceable. If the Lender is required to give notice of the right to cancel under Truth in Lending in connection with
<br /> any additional loans, extensions of credit and other liabilities or obligations of Trustor to Lender,then this Deed of Trust
<br /> shall not secure additional loans or obligations unless and until such notice is given.
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