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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />IDS, Inc. <br />ci( (Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this air A -�� day of i!/ , <br />20 , by DaNelle A Reed. <br />Witness my hand and notarial seal at /4 t4_4g ..,rs L in said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />LNOTARY.State of Nebraska <br />DANIEL ROTH <br />SEWN/ <br />Convn. Exp. Apd 7, 2016 <br />- Witness - Witness <br />N4Roth blic <br />201309249 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13of13 <br />(Seal) <br />- Borrower <br />