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This document was prepared by: Which has the Property Address of: 2122 W 4TH ST GRAND ISLAND, NE 68803 Tax ID 400069679 ANDREW HAND Wells Fargo Home Mortgage Which has the legal description of: See Attached Exhibit A 201309212 210 Wildwood Parkway -5th Floor — MAC# W0151 -053 Birmingham, AL 35209 DEED OF TRUST This Deed of Trust ( "Security Instrument ") is effective October 14, 2013, among the Grantor, NORA A LABELLE, a single person, (herein "borrower "), Commercial Federal Bank, A Federal Savings Bank 13939 Gold Circle, Omaha, Nebraska 68144 (herein "Trustee "), and the Beneficiary, The Secretary of Housing and Urban Development, whose address is 451 Seventh Street Southwest, Washington D.C., 20410 -8000 (herein "Lender "). Borrower, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, NE: TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Security Instrument; and all of the foregoing, together with said property (or the leasehold estate if this Security Instrument is on a leasehold) are hereinafter referred to as the "Property". To Secure to Lender the repayment of the indebtedness evidenced by Borrower's note dated October 14, 2013, and extensions and renewals thereof (herein "Note "), in the principal sum of Two Thousand Seven Hundred Sixty-Three And 94/100 dollars ($2,763.94), with the balance of the indebtedness, if not sooner paid, due and payable on 11/1/2043; the payment of all other sums advanced in accordance herewith to protect the security of this Security Instrument and the performance of the covenants and agreements of Borrower herein contained. Page 1 of 7 Initi*l 1111111 11111 11111 11111 11111 11111 11111 11 111 11111 11111 I I I 1 1111