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IV <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308- 382 -2900 <br />rvt <br />r o c <br />DEED OF TRUST <br />NEBRASKA - Single Family -Fanni. Mae/ReddI. Mac UNIFORM INSTRUMENT <br />Page 1 of 13 <br />IDS. Inc. <br />( i ../ �....+ <br />W <br />[Space Above This Una For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 19, 2013, together with all Riders to this <br />document. <br />(B) "Borrower" is Stanley E Arnold and Patsy R Arnold, husband and wife, as joint tenants. Borrower is the trustor <br />under this Security Instrument. <br />�a (C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />lC .. Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />L1/41 �,j rn under this Security Instrument. <br />`..1 (D) "Trustee" is Exchange Bank. <br />r Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />rn <br />,n (E) "Note" means the promissory note signed by Borrower and dated November 19, 2013. The Note states that <br />Borrower owes Lender TWO HUNDRED THOUSAND AND NO /100 Dollars (U.S. $200,000.00) plus interest. <br />C Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than December <br />5, 2014. <br />en (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />Borrower(s) Initials <br />Form 3028 1101 <br />Pe 4 <br />