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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Sta <br />DS, Inc. <br />201309190 <br />- Witness '' - Witness <br />acoted (Seal) <br />Patsy R old - Borrower <br />Seal <br />-Borrower <br />STATE OF NEBRASKA, Hall Co ' ty ss: <br />The f egping instrument was acknowledged before me this /9" day of 4 <br />, by Stanley E Arnold and Patio R, old. <br />Witness my hand and notarial seal at A 'st . etrtde./dtin said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />Notary Pub is Daniel Roth <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />Page 13 of 13 <br />