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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on November 12, 2013. The grantors are KEITH J
<br /> KURZ, whose address is 4011 INDIANHEAD DR, GRAND ISLAND, Nebraska 68803-6431 , and ANGELA
<br /> R KURZ, HUSBAND AND WIFE, whose address is 4011 INDIANHEAD RD, GRAND ISLAND, Nebraska
<br /> 68803-6431 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Home
<br /> Equity Line of Credit Agreement, dated November 12, 2013 ("Contract"). The obligations of Borrowers who
<br /> did not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint and
<br /> Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O.
<br /> Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br /> Association of Grand Island, which is organized and existing under the laws of the United States of America and
<br /> whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). KEITH J KURZ and
<br /> ANGELA R KURZ have entered into a Contract with Lender as of November 12, 2013, under the terms of
<br /> which Borrower may, from time to time, obtain advances not to exceed, at any time, a ***MAXIMUM
<br /> PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of Eighty Thousand and 00/100
<br /> Dollars (U.S. $80,000.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing
<br /> obligation to make advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums
<br /> owing under Borrower's Contract with Lender will be due on November 15, 2018. This Security Instrument
<br /> secures to Lender: (a) the repayment of the debt under the Contract, with interest, including future advances, and
<br /> all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with interest,
<br /> advanced to protect the security of this Security Instrument under the provisions of the section titled Protection of
<br /> Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this
<br /> Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the trust herein
<br /> created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br /> located in the COUNTY of HALL, State of Nebraska:
<br /> Address: 4011 INDIANHEAD DR, GRAND ISLAND,Nebraska 68803-6431
<br /> Legal Description: LOT ELEVEN (11), INDIANHEAD SEVENTH SUBDIVISION, IN THE CITY
<br /> OF GRAND ISLAND,HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> ©2004-2012 Compliance Systems,Inc.CECA-4D41-201 1 L2 10.600
<br /> Consumer Real Estate-Security Instrument DL2036 Page I of 5
<br /> www compliancesystems com
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