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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> DEED OF TRUST
<br /> THIS DEED OF TRUST ("Security Instrument") is made on October 25, 2013. The grantors are TIMOTHY R
<br /> GOODMAN and RHONDA L GOODMAN, HUSBAND AND WIFE, whose address is 721 CHURCH RD,
<br /> GRAND ISLAND, Nebraska 68801-7183 ("Borrower"). Borrower is not necessarily the same as the Person or
<br /> Persons who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the
<br /> section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The
<br /> trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802
<br /> ("Trustee"). The beneficiary is Home Federal Savings&Loan Association of Grand Island,which is organized
<br /> and existing under the laws of the United States of America and whose address is 221 South Locust Street,
<br /> Grand Island, Nebraska 68801 ("Lender"). TIMOTHY R GOODMAN and RHONDA L GOODMAN owe
<br /> Lender the principal sum of Eighteen Thousand Nine Hundred Eighty-eight and 16/100 Dollars (U.S.
<br /> $18,988.16), which is evidenced by the note, consumer loan agreement, or similar writing dated the same date as
<br /> this Security Instrument (the "Note"), which provides for periodic payments ("Periodic Payments"), with the full
<br /> debt, if not paid earlier, due on October 28, 2018. This Security Instrument secures to Lender: (a)the repayment
<br /> of the debt evidenced by the Note,with interest,and all renewals,extensions and modifications of the Note;(b)the
<br /> payment of all other sums, with interest, advanced to protect the security of this Security Instrument under the
<br /> provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of
<br /> Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br /> consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br /> power of sale,the following described property located in the COUNTY of HALL, State of Nebraska:
<br /> Address: 721 CHURCH RD,GRAND ISLAND,Nebraska 68801-7183
<br /> Legal Description: LOT NINE (9), NOTTINGHAM ESTATES SUBDIVISION, IN THE CITY OF
<br /> GRAND ISLAND,HALL COUNTY, NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br /> Note.
<br /> Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br /> applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br /> the effect of law)as well as all applicable final,non-appealable judicial opinions.
<br /> Application of Payments. Unless Applicable Law provides otherwise, all payments received by Lender shall be
<br /> applied: first, to any prepayment charges due under the Note; second, to interest due; third, to principal due; and
<br /> last,to any late charges due under the Note.
<br /> C 2004-2012 Compliance Systems,Inc CECA-65E3-2011L2 10 600
<br /> Consumer Real Estate-Security Instrument DL2036 Page I of 5 www compliancesystems com
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