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When Recorded Return To: CharterWest National Bank 714 N Diers Avenue Grand Island, NE 68803 State of Nebraska The trustee is CharterWest National Bank which has the address of 1222 W Charles St Mt I rt tin -• Grand Island , Nebraska 68801 [City] [Zip Code] 16256.CV (9/11) 910865 Page 1 of 5 [Space Above This Line for Recording Data] DEED OF TRUST [Street] ( "Property Address "); CID FHA Case No. 321 - 3277577 703 MIN: 100416700027691550 THIS DEED OF TRUST ( "Security Instrument ") is made on November 15th , 2013 . The trustor is Chad W Anderson and Chelsie J Anderson, as husband and wife ( "Borrower "). ( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and telephone number of PO Box 2026, Flint, MI 45801 -2026, tel. (888) 679 -MERS. CharterWest National Bank GI ▪ which is organized and existing under the laws of the State of Nebraska , and whose address is 714 N Diers Avenue Grand Island, NE 68803 ( "Lender "). N Ma - = Borrower owes Lender the principal sum of One Hundred Nineteen Thousand Seven Hundred Ninety g. and 00 /100 Dollars (U.S. $ 119,790.00 ). This debt is • evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for . monthly payments, with the full debt, if not paid earlier, due and payable on December 01, 2043 . r This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with R'1 interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with • interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the 70 performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this C purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following C') described property located in Hall County, Nebraska: N The Southerly Ninety One Feet (91') of Lot Six (6), in Block Twenty Five (25), in Charles Wasmer's Addition to the City of Grand Island, Hall County, Nebraska, and described as follows: Commencing at the Southwest corner of said Lot 6, thence running easterly along and upon the Southerly line of said lot to the Southeast corner of said Lot 6, thence Northerly along and upon the Easterly line of said Lot 6, a distance of 91 feet, thence westerly and parallel to the Southerly line of said Lot 6 to the West line of said Lot 6, thence Southerly along and upon the Westerly line of said Lot 6 a distance of 91 feet to the point of beginning. GOTO(002c473a) 3 p0