|
in
<br /> rn IV 0�
<br /> H
<br /> 73 0 f-> rn
<br /> O' x () z rn N rn
<br /> Oo rn Z Q ,°
<br /> 0 0 5 0 �Z W CI]
<br /> 0o Z� � C rn � Z
<br /> in rn
<br /> -Ea 0 (I)
<br /> 0)0%)
<br /> O
<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> DEED OF TRUST
<br /> THIS DEED OF TRUST("Security Instrument") is made on November 8,2013. The grantors are RICHARD B
<br /> MCKINNY, TRUSTEE OF THE RICHARD B. MCKINNY AND JOYCE S. MCKINNY LIVING
<br /> TRUST DATED MARCH 6, 2012, and JOYCE S MCKINNY, TRUSTEE OF THE RICHARD B.
<br /> MCKINNY AND JOY 3. S. MCKINNY LIVING TRUST DATED MARCH 6, 2012, whose address is
<br /> 2135 PARK AV �.;,� '�� ;;+.� W-1, 11, GRAND ISLAND,Nebraska 68803 ("Borrower"). Borrower is not
<br /> necessarily the same as the Person or Persons who sign the Note. The obligations of Borrowers who did not sign
<br /> the Note are explained further in the section titled Successors and Assigns Bound; Joint and Several Liability;
<br /> Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand
<br /> Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br /> Island, which is organized and existing under the laws of the United States of America and whose address is 221
<br /> South Locust Street, Grand Island, Nebraska 68801 ("Lender"). RICHARD B MCKINNY and JOYCE S
<br /> MCKINNY owe Lender the principal sum of One Hundred Forty-three Thousand One Hundred Thirty-
<br /> three and 00/100 Dollars (U.S. $143,133.00), which is evidenced by the note, consumer loan agreement, or
<br /> similar writing dated the same date as this Security Instrument (the "Note"), which provides for Single payments
<br /> ("Periodic Payments"), with the full debt, if not paid earlier, due on February 15,2014. This Security Instrument
<br /> secures to Lender: (a)the repayment of the debt evidenced by the Note,with interest, and all renewals, extensions
<br /> and modifications of the Note; (b)the payment of all other sums, with interest, advanced to protect the security of
<br /> this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property;
<br /> and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the Note.-For
<br /> this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br /> Trustee, in trust,with power of sale,the following described property located in the COUNTY of HALL, State of
<br /> Nebraska:
<br /> Address: 2135 PARK AVE and 3114 W 14th ST#3,GRAND ISLAND,Nebraska 68803
<br /> Legal Description: LOT FOUR (4), IN BLOCK TWENTY-THREE (23), IN COLLEGE ADDITION
<br /> TO WEST LAWN,IN THE CITY OF GRAND ISLAND,HALL COUNTY,NEBRASKA,
<br /> AND
<br /> UNIT SEVEN (7), RAVENOAKS CONDOMINIUM, IN THE CITY OF GRAND ISLAND, HALL
<br /> COUNTY, NEBRASKA, A CONDOMINIUM IN ACCORDANCE WITH THE AMENDED
<br /> MASTER DEED AND DECLARATION RECORDED ON APRIL 3, 2000, UNDER DOCUMENT
<br /> NO.200002611 OF THE COUNTY OF HALL,STATE OF NEBRASKA.
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br /> subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br /> prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br /> Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br /> ©2004-2012 Compliance Systems,Inc.CECA-6303-20111_2.10.600
<br /> Consumer Read Estate-Security Instrument DL2036 Page 1 of 6 www.compUiancesystems.com
<br />
|