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201309065 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />or ( seal, <br />On this 3 iti day of <br />duly corhrnissioned and qualified <br />Ernest R %groats , Susan K <br />My Conmissi <br />pins: „/i /S <br />GENERAL NOTARY - State of Nebraska <br />EDWARD J. JAROSIK <br />M' Comm. Exp. Nov. 14, 2015 <br />Family Pt <br />11001 <br />laser Aw (SOO) 446-3555 <br />LF( SPNMA3028 9fi1 <br />Ernest R Williams -Borrower <br />(Se) <br />8cn+war <br />(Seal) <br />Page 13 of 13 <br />e, the r <br />County ss: <br />Notary Public <br />name(s) are subscribed to the foregoing instrtnnent and <br />e ir voluntary act and deed. <br />Ave. : Grid Island, NE 68803 <br />