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When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />es 2 <br />rt <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />),A) <br />Loan No: 101267806 <br />Parcel ID: 400367092 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />"C 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />r_, • (A) "Security Instrument" means this document, which is dated November 8, 2013 <br />W 111 together with all Riders to this document. <br />(B) "Borrower" is <br />..� • Ernest R Williams and Susan K Williams, Husband and Wife <br />H' Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />CO, Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />PO Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note" means the promissory note signed by Borrower and dated November 8, 2013 <br />The Note states that Borrower owes Lender <br />SeventySix Thousand Four Hundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 76,400.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than December 1, 2023 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 <br />Laser Forms Inc. c. (8 (800) 44 6-3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials: C V I <br />G) <br />0 <br />