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In <br />N <br />c <br />0 w <br />co IC 11C <br />4, <br />co <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />State of Nebraska <br />The trustee is CharterWest National Bank <br />which has the address of 326 N Grace Ave <br />Grand Island , Nebraska 68803 <br />[City] [Zip Code] <br />16256.CV (9/11) 911047 Page 1 of 5 <br />cZ <br />[Space Above This Line for Recording Data] <br />DEED OF TRUST <br />[Street] <br />( "Property Address "); <br />MIN: 100416700028189679 <br />Cr) <br />FHA Case No. <br />321 - 3282078 703 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on November 13th , 2013 . <br />The trustor is Kenneth E Douglas and Roberta M Douglas, husband and wife <br />( "Borrower "). <br />("Trustee). The beneficiary is Mortgage Electronic <br />Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's <br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of PO Box 2026, Flint, MI 45801 -2026, tel. (888) 679 -MERS. <br />CharterWest National Bank <br />which is organized and existing under the laws of the State of Nebraska , and whose address "Irs 714 N Diers Avenue Grand Island, NE 68803 ( "Lender "). <br />itC Borrower owes Lender the principal sum of One Hundred Seven Thousand Twenty Five and 00 /100 <br />N Dollars (U.S. $ 107,025.00 ). This debt is <br />.� evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />Mva <br />C monthly payments, with the full debt, if not paid earlier, due and payable on December 01, 2043 <br />rn This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with <br />"•" <br />i interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with <br />fr- interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the <br />di performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this <br />• purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following <br />.c described property located in Hall County, Nebraska: <br />Lots One Hundred Twenty -nine (129) and One Hundred Thirty (130), in Belmont Addition, in the <br />y ▪ • City of Grand Island, Hall County, Nebraska. <br />GOTO(002c33a3) <br />