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rn N Op- <br /> m^' CD cD m <br /> 09 Z7 zm N m <br /> wo Ojo Z —<O O <br /> co o() 0 O O <br /> 0 Z D T < Tz cp cn <br /> co O� =m co Z <br /> m mm 1-7 o -1 <br /> mA m rD <br /> M r, p > cn cfl <br /> 52113 0 <br /> o� co <br /> O <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of <br /> Grand Island Grand Island <br /> 221 South Locust Street 221 South Locust Street <br /> GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801 <br /> (Space Above This Line For Recording Data) <br /> NMLS COMPANY IDENTIFIER: 446443 <br /> DEED OF TRUST <br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br /> BY THIS DEED OF TRUST) <br /> THIS DEED OF TRUST ("Security Instrument") is made on November 1, 2013. The grantor is KEVIN S <br /> HIEGEL, A SINGLE PERSON,whose address is# 8 VENUS, Alda,Nebraska 68810 ("Borrower"). Borrower <br /> is not necessarily the same as the Person or Persons who sign the Home Equity Line of Credit Agreement, <br /> dated November 1,2013 ("Contract"). The obligations of Borrowers who did not sign the Contract are explained <br /> further in the section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation <br /> Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska <br /> 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand Island, which is <br /> organized and existing under the laws of the United States of America and whose address is 221 South Locust <br /> Street, Grand Island, Nebraska 68801 ("Lender"). KEVIN S HIEGEL has entered into a Contract with Lender <br /> as of November I, 2013, under the terms of which Borrower may, from time to time, obtain advances not to <br /> exceed, at any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE <br /> ADVANCES)*** of Thirty-three Thousand and 00/100 Dollars(U.S. $33,000.00) ("Credit Limit"). Any party <br /> interested in the details related to Lender's continuing obligation to make advances to Borrower is advised to <br /> consult directly with Lender. if not paid earlier, the sums owing under Borrower's Contract with Lender will be <br /> due on November 15, 2018. This Security Instrument secures to Lender: (a) the repayment of the debt under the <br /> Contract, with interest, including future advances, and all renewals, extensions and modifications of the Contract; <br /> (b) the payment of all other sums, with interest, advanced to protect the security of this Security Instrument under <br /> the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of <br /> Borrower's covenants and agreements under this Security Instrument and the Contract. For this purpose, Borrower, <br /> in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with <br /> power of sale,the following described property located in the COUNTY of HALL, State of Nebraska: <br /> Address:#8 VENUS,Alda,Nebraska 68810 and # 1 8 . Venus, Alda, NE 6881 0 <br /> Legal Description: LOT EIGHT (8), ARGO FOURTH SUBDIVISION, HALL COUNTY, <br /> NEBRASKA,AND: <br /> LOT EIGHTEEN (18), IN ARGO FOURTH SUBDIVISION IN THE VILLAGE OF ALDA, HALL <br /> COUNTY,NEBRASKA <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> any encumbrances of record. <br /> Borrower and Lender covenant and agree as follows: <br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and <br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract. <br /> ©2004-2012 Compliance System,Inc CECA-8761-2011L2 10600 <br /> Consatnet Coal Estate-Security Instrument DL2036 Page 1 of 5 www compiiuncesystems corn <br />