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<br />After recording return to:
<br />Advantage Title Services
<br />503 W. Koenig St.
<br />Grand Island, NE 68801
<br />DEED OF TRUST
<br />FOR THE PURPOSE OF SECURING:
<br />TO PROTECT THE SECURITY OF THIS DEED OF TRUST:
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<br />THIS DEED OF TRUST, is made as of the 12 day of November, 2013, by and among, Kelly M.
<br />Castillo and Celvin O. Castillo, wife and husband, ( "Trustor "), whose mailing address is 515 N. Vine, Grand Island,
<br />NE 68801; Andrew D. Romatzke, a member of the Nebraska State Bar Association ( "Trustee "), whose mailing
<br />address is 503 W. Koenig St., Suite B, Grand Island, NE 68801; and Delores Eberl ( "Beneficiary"), whose mailing
<br />address is 2969 N. St. Paul Rd., Grand Island, NE 68801.
<br />® FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to
<br />.,C Trustee, IN TRUST, WITH POWER OF SALE, for the benefit and security of Beneficiary, under and subject to the
<br />Ws terms and conditions of this Deed of Trust, the real property located in the County of Hall, State of Nebraska, and
<br />. 4 legally described as follows (the "Property"):
<br />r+'1 The Northerly Ninety (90) feet of the Westerly Forty-four (44) feet of Lot Four (4) in Block Twenty-three
<br />..., (23) in Nagy's Addition to the City of Grand Island, Hall County, Nebraska
<br />P p ,. TOGETHER WITH, all rents, easements, appurtenances, hereditaments, interests in adjoining
<br />roads, streets and alleys, improvements and buildings of any kind situated thereon and all personal property that may
<br />�' be or hereafter become an integral part of such buildings and improvements, all crops raised thereon, and all water
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<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively
<br />C.02 as the "Trust Estate ".
<br />a. Payment of indebtedness in the total principal amount of $15,000.00, with interest thereon, as
<br />evidenced by that certain promissory note of even date (the "Note ") with a maturity date of November 14, 2014,
<br />executed by Trustor, which has been delivered and is payable to the order of Beneficiary, and which by this
<br />reference is hereby made a part hereof, and any and all modifications, extensions and renewals thereof, and
<br />b. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest thereon
<br />at the rate of 3% per annum, and
<br />c. The performance of Trustor's covenants and agreements.
<br />This Deed of Trust, the Note, and any other instrument given to evidence or further secure the
<br />payment and performance of any obligation secured hereby are referred to collectively as the "Loan Instruments ".
<br />1. PAYMENT OF INDEBTEDNESS. Trustor shall pay when due the principal of, and the
<br />interest on, the indebtedness evidenced by the Note, charges, fees and all other sums as provided in the Loan
<br />Instruments. A late penalty of 5% on all amounts due and owing shall apply for each monthly installment received
<br />more than fifteen (15) days after the due date.
<br />2. TAXES AND ASSESSMENTS. Trustor shall pay all taxes and special assessments of
<br />every kind, now or hereafter levied against the Trust Estate or any part thereof directly without notice or demand as
<br />each installment comes due and shall provide the Beneficiary with evidence of the payment of the same.
<br />3. INSURANCE AND REPAIRS. Trustor shall maintain fire and extended coverage
<br />insurance insuring the improvements and buildings constituting part of the Trust Estate for an amount no less than
<br />the amount of the unpaid principal balance of the Note (co- insurance not exceeding 80% permitted). Such insurance
<br />policy shall contain a standard mortgage clause in favor of Beneficiary and shall not be cancelable, terminable or
<br />modifiable without ten (10) days prior written notice to Beneficiary. Trustor shall furnish Beneficiary a certificate of
<br />insurance coverage at Beneficiary's request, with a provision in such certificate that the insurer shall provide
<br />Beneficiary ten (10) days advance notice of any cancellation of the policy at any time for any reason, or of expiration
<br />of policy without renewal thereof. Trustor shall promptly repair, maintain, and replace the Trust Estate or any part
<br />thereof so that, except for ordinary wear and tear, the Trust Estate shall not deteriorate. In no event shall the Trustor
<br />commit waste on or to the Trust Estate.
<br />4. ENVIRONMENTAL COMPLIANCE. Trustor shall comply with all federal, state, and
<br />local environmental laws, ordinances, rules, requirements, regulations, and publications as now existing or hereafter
<br />existing, amended, supplemented, or supplanted relating to the preservation of the environment or the regulation or
<br />control of toxic or hazardous substances or materials. Trustor hereby warrants and represents to Beneficiary that
<br />there are no toxic or hazardous substances or materials on or under the Property. Trustor does hereby indemnify and
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