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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> COMMERCIAL REAL ESTATE DEED OF TRUST
<br /> This COMMERCIAL REAL ESTATE DEED OF TRUST("Security Instrument")is made on November 7, 2013
<br /> by the grantor(s) ANDREW J. WALTERS, AND SHERRI A. WALTERS, HUSBAND AND WIFE, whose
<br /> address is 2023 W 14TH ST., GRAND ISLAND, Nebraska 68803 ("Grantor"). The trustee is Arend R. Baack,
<br /> Attorney whose address is P.O. Box 790, Grand Island,Nebraska 68802 ("Trustee"), The beneficiary is Home
<br /> Federal Savings & Loan Association of Grand Island whose address is 221 South Locust Street, Grand
<br /> Island, Nebraska 68801 ("Lender"), which is organized and existing under the laws of the United States of
<br /> America. Grantor in consideration of loans extended by Lender up to a maximum principal amount of Fifteen
<br /> Thousand Two Hundred Seventeen and 00/100 Dollars (U.S. $15,217.00) ("Maximum Principal
<br /> Indebtedness"), and for other valuable consideration, the receipt of which is acknowledged, irrevocably grants,
<br /> conveys and assigns to Trustee, in trust, with power of sale, the following described property located in the
<br /> COUNTY of HALL, State of Nebraska:
<br /> Address: 2023 W. 14TH ST.,GRAND ISLAND,Nebraska 68803
<br /> Legal Description: Lot Two Hundred Forty-Eight (248), in West Lawn, an Addition to the City of Grand
<br /> Island,Hall County,Nebraska
<br /> Together with all easements, appurtenances abutting streets and alleys, improvements, buildings, fixtures,
<br /> tenements, hereditaments, equipment, rents, income, profits and royalties,personal goods of whatever description
<br /> and all other rights and privileges including all minerals, oil, gas, water (whether groundwater, subterranean or
<br /> otherwise), water rights(whether riparian, appropriate or otherwise, and whether or not appurtenant to the above-
<br /> described real property), wells, well permits, ditches, ditch rights, reservoirs, reservoir rights, reservoir sites,
<br /> storage rights, dams and water stock that may now, or at any time in the future, be located on and/or used in
<br /> connection with the above-described real property, payment awards, amounts received from eminent domain,
<br /> amounts received from any and all insurance payments, and timber which may now or later be located, situated,or
<br /> affixed on and used in connection therewith(hereinafter called the"Property").
<br /> RELATED DOCUMENTS. The words "Related Documents" mean all promissory notes, security agreements,
<br /> prior mortgages, prior deeds of trust, business loan agreements, construction loan agreements, resolutions,
<br /> guaranties, environmental agreements, subordination agreements, assignments of leases and rents and any other
<br /> documents or agreements executed in connection with this Indebtedness and Security Instrument, whether now or
<br /> hereafter existing. The Related Documents are hereby made a part of this Security Instrument by reference thereto,
<br /> with the same force and effect as if fully set forth herein.
<br /> INDEBTEDNESS.This Security Instrument secures the principal amount shown above as may be evidenced by a
<br /> promissory note or notes of even, prior or subsequent date hereto, including future advances and every other
<br /> indebtedness of any and every kind now or hereafter owing from ANDREW J. WALTERS and SHERRI A.
<br /> WALTERS to Home Federal Savings & Loan Association of Grand Island, howsoever created or arising,
<br /> whether primary, secondary or contingent, together with any interest or charges provided in or arising out of such
<br /> indebtedness, as well as the agreements and covenants of this Security Instrument and all Related Documents
<br /> (hereinafter all referred to as the "Indebtedness").
<br /> FUTURE ADVANCES.To the extent permitted by law,this Security Instrument will secure future advances as if
<br /> such advances were made on the date of this Security Instrument regardless of the fact that from time to time there
<br /> may be no balance due under the note and regardless of whether Lender is obligated to make such future advances.
<br /> CROSS COLLATERALIZATION. It is the expressed intent of Grantor to cross collateralize all of its
<br /> Indebtedness and obligations to Lender, howsoever arising and whensoever incurred, except any obligation
<br /> existing or arising against the principal dwelling of any Grantor.
<br /> iC 2004-2012 Compliance Systems,Inc,1 E54-B050-201 I L2.10.551
<br /> Commercial Real Estate Security Instrument-DL4007 Page I of 5 www.compliancesystems.com
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