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<br /> . 9'�- iiQ569 .',�:
<br /> • � �uw uow or hereaftr.r crected��n ttte propc;rty, xi�d NU�xsKntents, appurt�nxnc�ti�ei1d
<br /> I7'OQE4THBR WITH �tll the tmproveme -:.
<br /> � fixtures now or hereaft�r a part uf d�e �ra{�eny. AU replaccments and additi��ns shall also be covereJ by d�is Security p+;:
<br /> bttit►uulcnt.All uf the f n r cg c�f i�g i s r e f e r r e d t n i u this Securiry Instrum�nt ns die"Prc�perty•'
<br /> � BORROWBR COVByANTS tl�nc Borrower iti lawfully seised uf the eswtc:l�crehy conveyed iltl(I I I H y I�1 C C I�,'�l t f 0 6 1 S i 1 1 I I l 1 1 t I
<br /> :,,_.....- coYivey the Property and that tlit Property is unencumt�ered��ei 1��ati,rtiubject to Hny cncumbrane e af recard.�r����`�nti will
<br /> . �� defend generally Aie title to d�C Pranerty against all clxunti x
<br /> TH15 SBCURITY INSTRUMBNT wmbines ui�iform ccwrnuntv for►utdrnu►1 us�and nem-unifarm cove»anGw with limited
<br /> variations by judsd[cdnn to canstitute u uniform security instrument covednb real property. -
<br /> UNIFORM COVBN ANTS.Aarrower und 1-ender covenant und agree as fallows: p y p
<br /> . 1. Peyment of Prindpul and lnterest; Prepayment and I.ate Ch�ri�'�d la e�cwarge�ue►nder thc Natc.hen due the �
<br /> prfnclpal of xnd interest an d�e debt evidenced by the Nate aud uny prepaYm
<br /> � 2. Funds for Tuxes and Insurance. Subject to applecauAd�t�he Not is p�d in full�,x umL("Funds)for (a)year Y taxes .—
<br /> ' Lender on die day manthly paymenGS are due under die Noe , _
<br /> � . and assessraents wblch may attain pr�ority over�diil�d or p o�y insura cetprem amsc(d)iYr�u Y)fl�1 insuranlce prem umxs
<br /> ar ground rents an the Property,if any;(c)Y Y
<br /> if any; (e)yearly murtgag11 a sin lieu af d�e payme ttnof morts se insuranr�e p em�u sB�uese itetins ace callcd Escro v Itews�' `� --
<br /> f• the provislons of paragrnp .
<br /> • Lender may, at any tlme, collect and hald Funds escrow accaunt under the f deral Rea1 B te�Set ement Pracedure.s Act�of __
<br /> related mortgap,e ic�an may cequire for Bonower
<br /> .. � . lg/4 as amended from dme to dme, 12 U.S.C.Secdon 2601 et seq. ("RBSPA"),unless another law that applies to the Fun s
<br /> sets a lesser amnaat��eSO�o Aapf Funds due a he basis of�eurre tddata and reasonable estimates of expenditure ra fu�e
<br /> Lender may e licable law.
<br /> Escrow Items or otherwise ia accordance with app
<br /> �� The Funds shall be held in an institudon whose deposits are iusured by a federal agency, 1p i�e F ids to p y�►�
<br /> � , � (iucludinS L.ender,if L.ender is such an institution)or in any Federul Home Loan Bank•1-euder shall app y
<br /> Escrow Items.I.end�r n�ay not charge Bonower far holding twd applying the Funds,an��na ble law Yelrmits I.ender oacmake�such
<br /> – - -- verifying il�c&scrow Iieitzs,w�less Lpnder�ays Borrower interest an the Funds and app P � n����
<br /> '� a charge. However,Lender may require Borrower to pay a one-tieue churge tor an indepc��dcuc reai cstate ta.- reFQ�--�
<br /> � used by Lender [n wnnection with this loan, unless applicable law provide�s�o oW���y i��iest or aearni gs�on th Aunds.
<br /> � applicable law requires interest to be paid,l.ender sUall not be required to pay
<br /> Bonowe h�e��e�'��Y accoundn� Of the1Funds rshowing c�edits anci d b ts to the Funds dntl►e purposeVfor whic� each
<br /> without c g ,
<br /> , � debit to the Funds was made.The Funds are pledged as aJdidonal security for all sums secured�b nder shall accaunt o Beorrower
<br /> � I f t h e F u n d s held b y Lender exceed the smaunts per►nined to be ueld by applicable law,
<br /> � for the excess Funds in accordance with the requiremen�ndernm•ay so lnotify f Bon o ver�n wri c�inS+���1 u h exse Bocrower
<br /> � dme is not sufficient to pay die Bscrow Items wlien due,
<br /> shall pay to Lender tiie amount necessary to make up the deficiency. Bonower shall make up the deficlency in no more than
<br /> �• twelve manthlY paYments�at Lender's sole discretion.
<br /> Upon payment in full of all sums secured by this Security Instcwuent, Lender shall prompdy refund to Bonower any
<br /> � Punds held by L.ender.If,under paragcaPh 21,Lender shall acquire ar sell the Property,Lender,prior to the acquisitionor sale
<br /> � of the Property, shall apply any Funds held by Lender at the tuue of acquisition or sale as a credit against the sums secured by
<br /> -� Wis secunty ii�suuu�cnt. ents received by Lcaler under parngraAh� — .
<br /> � ttcatton of Ysyments.Unless applicable law provides otherwise,all paym
<br /> 3.App � re a meut char es due under the Note; second,to amounts payable under para&caPh 2;
<br /> �' 1 a�la 2 shall be applied: first, to an�p p Y � :,
<br /> third,to interest due;fourth,to principal due;and last,to any lute charges due under the Note. `_
<br /> r 4. Char�es;Lteng. Borrower shall pay all taxes,assessments, charges, fines and impositianti attributable to the Property —
<br /> � which niay attain priority over this Security Instrnnieut, aixl leasehold pa}nnents or ground rents, if any. Bonower shall pay ��:
<br /> these obligadons in the m:uiner provided in paragraph 2,or if not paid in that manner,Bonower shall pay them ori tiine directly
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<br /> to die person owed payment, Bonower shall promptly furnish to Lender all notices of amouPnts to be pai�under tlu e1parab'�P •
<br /> E;.
<br /> If Borrower makes these payments directly,Borrower shall promptly furnish to Lender recei ts evidencin the pay •.�.
<br /> Borrower shxll promptly discharge any lien which has priority over diis Securiry Instrument unless Borrower: (a)agrees in _�".
<br /> wriring to the payment of the obligation seeu,1e bn�e,al proceedingsr wlu l�m,d e Ixnder'sbop nion or ra e�c f Pte�e�,�e --
<br /> by, or defends against enforcement of th S
<br /> euforcement I�l�ni nt If(Lender deterrni uesethat any nd of the�Pr bpetty is subjecteto a 1 e wlucli n Ayrattain priority ver
<br /> this 5ecunty
<br /> � this Secwity Insuument, 1xnJer uiay give Bonower a notice identifying the lien. Borrower shal! satisfy the lien or t�ke one or
<br /> � more of the actions set fonh above witliin 10 ciays of th�giving oF notice. Forrn so2s slso
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