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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />'—e/A7M0d0- (Seal) <br />Thomas L Osborn - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />n Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />20130881" <br />24005388 <br />Form 3028 1/01 <br />VMP6(NE) (1105) <br />Page 16 of1 <br />