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<br /> �• paymcnts may no longcr bc requircd,nt thc option of l,c:ndcr, if mortgagc insuruncc cavcragc(in thc umnunt und for thc pericxl
<br /> �V"m"��4' IIIAI I,CtI(Il'i rcquires)pravided by an insurcr approvcd by[.endcr again bccnmes uvailublc und is nbtaincd. Harrowcr shall pay
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<br /> _ thc prcmiums requireJ to nx�intain mortgage intiurancc in cfTcct,or to providc n loss rescrvc,untii thc rcquirement fnr mortgogc
<br /> ��-r%'° ' insurancc cnds in accordancc with uny writtcn ugrccmcnt hctwcen Borrowcr and l.endcr or applicublc luw.
<br /> ---__ 9. Inspection.I.endcr ar its agent Y►uy makc rcusonablc entrir,s upon and incpcctions of thc Property. l.endcr sh:�ll givc
<br /> �� Borrower notice ut thetirne of or prior to an inspection specifying reasonable cnuse fur thc inspection.
<br /> _ 10. Condemnatlon.The proceeds of�ny awurd or cluim for damages, dircct or consequential, in connection with any
<br /> condemnation or other taking of any part of the Property,or for conveyance in lieu of condemnation, ure hereby assigned and
<br /> ,�'_`�?�°,' shall bc puid to Lcndcr.
<br /> �";���-�` In thc evcnt of a�otal taking of the Property, thc praceeds shall bc upplied to the sums sec:urecl by this Security Instrument,
<br />:r�;�;;' whether or not then due, with any excess paid to Borrower. In the event of a partial takin� of the Propeny in which the fnir
<br />��`�'� markct valuc of the Property immediatcly bcfore thc taking is cyua!to or grcutcr than the amount of the sums secured by this
<br /> __;yT� Security Instrument immediatcly before the taking. unless Borrower and Lender otherwise agree in writing, the sums secured by
<br />__ this Security Instnament shall be reciuced by the amount of the proceeds multiplied by the following fraction: (a) the total
<br /> ;,y,:{h,F;�y� umount of the sums secured immediutcly before the taking, dividcd by (b) the fair markct ��alue of the Property immediately
<br /> =-`r�* - before the tAking. Any halance shall be paid to Borcower. In the event of a partial taking of d�e Propeny in which the fair
<br /> `�''•'� ma�ket valuc of the Pmperty immediatcly before the taking is less than thc amount of the sums secured immediutely before the
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<br /> . ,;,..,,;;; taking, unless Borra�ver and Lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall
<br />_ '�� be applied ta the surns secured by this Sccurity Instrument whcther or not the sums are thcn duc.
<br /> -�" r4�t� If the Property is abandoned by Borrowcr,or if,after notice by I.ender to Bonower that the condemnor offers to make un
<br /> .�.�f�" award or settle a claim for dpmuges, Rorro�ver fails to respond to L.ender within 30 days after the date the notice is given,
<br /> .,,,,�,.`. L.ender is authorized to collect and apply the proceeds,at its option,either to restoration or repair of the Property or to the sums
<br /> �.-,;�I.'.� secured by this Sccuriry Instrument,whether.�r not thcn due.
<br />� p,�;�. Unless L.ender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or
<br /> :��'.F�;�y� postpone the due date of the monthly payments referred to in parugraphs I and 2 or change the amount of such payments.
<br /> 11.Borrower Not Released;Forbearance By Lendcr Not a Waivcr.Extension of the timc for payment ar modification
<br /> ��"�,''y'"`: of amonization of thesums secured bv this Security Instrument granted by L.ender to any successor in interest of Borrower shall
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<br /> "•" �� not operate to rcleasc the liability of thc oribinal Borrower or Borrower's successors in interest. Lender shull not 6e requlred to
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<br /> ••���•�• commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization
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<br /> -�: ••�' � of the sums secured by this Security Tnstrument by reason of any demand made by the original Borrower or Borrower's
<br /> .`�'�`x�`�`� successors in interes�.Any forbearance by Lender in exercising uny right or remedy shnll not be a waiver of or preclude[he
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<br /> -':�, •_L exercisc of any right or remedy.
<br /> �";�"'=`� 12. Successors and Assigns Bound;Joint and Several LiablBty; Co-signers. The covenants and agreements of this
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<br /> :��;�`-�� Security Instrument shall bind and beneC►t the successors and assigns of Lendr.r and Borrower, subject to the provisions of
<br /> '::i,�_;,. ' paragraph 17. Bonewer's covenants and agreements shall be joint and several. tiny Borrower who co-signs this Se,curity
<br /> "`;,G,_,,_'� Instrument but does not execute the Note: (a) is co-signing this Securiry Instrument only to mortgage, grant and convey that
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<br /> _;;:,�^ . Borrower's interest in the Property under the terms of this Security Instrument;(b) is not personally obligated to pay the sums
<br /> ��e�L:,"� secured by this Security h�strumem;und(c)agrees that T..cnder and any other Borrower may agree to extend, modify,forbear or
<br /> "'�`�""r�° ' make any accommodatiuns with regard w the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> ';���-� 13.Loun Churg�s.If the loan secured by this Security Instrument is subject to a law which sets maximum lonn charses.
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<br />='�t����� and that law is finally interpreted so that the interest or other loan churges collected or to be collecteci in connection wirh tt�e
<br /> v���•`��'�-•,"� ioan excecd the permitted limits, then: (a)any such loan charge shall bc reduceci by the amount necessnry to reduce the charge
<br />-���`�`�` to the permitted limit; and (b)uny sums ulreaSy collected from Borrower which exceeded permitted limits will be refunded to
<br /> ��`�'�F''-�•' Borrowcr. Lcnder n�ay choose to make this rcfund by rcducing the principal owed under the Note or by making a direct
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<br />?�.�f}�.��, payment tu BoiTOwer. If a refund reciuces principal, the reduction will be treated as a partial prepayment without any
<br /> =`'�«'."�° prepayment charge under thc Note.
<br />--=��"" 14.Notices. Any notice to Borrowcr provided for in this Sccurity Instrument shull bc given by dclivcring it or by mniling
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<br /> -�"►���•-• it by first class mail unless applicable law requires use of anather method. The notice shall be directed ro the Propeny Address
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<br /> :`1• or any athcr adJress Borrowcr designates by noticc to i.cr,dcr. Any noticc to Lcndcr shall bc given by first class mail to
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<br /> L.cnder's address statcd hcrcin or any other address L.cnder designates by notice to Borrowcr. Any noticc provided for in this
<br /> Securiry Instrumcnt shafl bc dccmccf to huvc bccn given to Borrower or Lcndcr�vhen given as provideci in this paragruph.
<br /> 15.Governing La�r; Sevcrability. T'his Sccurity Instrucnent stiull be guverncd by fedcral law and the law of thc
<br /> jurisdiction in which thc Property is locatcd. In the cvcnt that any provision or clausc of this Security Instrument or thc Note
<br /> conflicts with uppl icable law, such contlirt shull not affect other provisions of this 5ccurity Instrument or the Note which can be
<br /> � givcn cffect withow ihc conFlicting provis�on.To this end the provisions of this Security Inst�ument and the Note are declared
<br /> to b�sevcrable.
<br /> 16.Borro�scr'sCopy. Borrowrr shall bc�;ivcn i�nc ronf'ormcd copy nf thc Notc and of this Sccurity Instrument.
<br /> Form 3028 9190
<br /> Pa90 4 0�0
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