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201308766 required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fels, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in tie manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing suclil agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that 4n part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender mLy give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one -time charge for a real estate tax verification and /or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improveme Property insured against loss by fire, hazards included wit hazards including, but not limited to, earthquakes and floo insurance shall be maintained in the amounts (including d requires. What Lender requires pursuant to the preceding s The insurance carrier providing the insurance shall be cho disapprove Borrower's choice, which right shall not be ex Borrower to pay, in connection with this Loan, either: (a) certification and tracking services; or (b) a one -time charg services and subsequent charges each time remappings or affect such determination or certification. Borrower shall a imposed by the Federal Emergency Management Agency i determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages describ at Lender's option and Borrower's expense. Lender is and amount of coverage. Therefore, such coverage shall cover Borrower's equity in the Property, or the contents of the might provide greater or lesser coverage than was previo of the insurance coverage so obtained might significantly have obtained. Any amounts disbursed by Lender under th Borrower secured by this Security Instrument. These amo date of disbursement and shall be payable, with such inter requesting payment. NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMP Wolters Kluwer Financial Services ts now existing or hereafter erected on the n the term "extended coverage," and any other s, for which Lender requires insurance. This uctible levels) and for the periods that Lender ntences can change during the term of the Loan. en by Borrower subject to Lender's right to cised unreasonably. Lender may require one -time charge for flood zone determination, for flood zone determination and certification imilar changes occur which reasonably might so be responsible for the payment of any fees connection with the review of any flood zone d above, Lender may obtain insurance coverage, no obligation to purchase any particular type or ender, but might or might not protect Borrower, operty, against any risk, hazard or liability and ly in effect. Borrower acknowledges that the cost xceed the cost of insurance that Borrower could s Section 5 shall become additional debt of ts shall bear interest at the Note rate from the st, upon notice from Lender to Borrower Form 30281/01 VMP6(NE) (1302).00 Page 6 of 17