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20 1308754 <br />E. Under penalty of perjury, I provided Lender with full and complete information <br />that, when provided, accurately stated my income, expenses, and assets. To <br />the extent requested by Lender, I provided documents that supported that <br />information. However, I was not required to disclose child support or alimony, <br />unless I chose to rely on such income to qualify for the FHA -Home Affordable <br />Modification Program ( "Program ") or for another Toss mitigation option. <br />F. I have made the trial period plan payments required under the Program. <br />G. I currently have sufficient income to support the financial obligations under <br />the Loan Documents, as modified by this Agreement. <br />2. Acknowledgements and Preconditions to Modification. I understand, <br />acknowledge, and agree: <br />A. As a precondition to receiving this proposed modification of the Loan <br />Documents, I must accept and fully execute the FHA's required subordinate <br />mortgage loan (also called a Partial Claim Note and Security Instrument). I <br />have reviewed and approved the terms of such subordinate loan. <br />B. Lender has no obligation to make any modification of the Loan Documents if I <br />any of the requirements under this Agreement has not been met. <br />C. Prior to the Modification Effective Date (as defined in Section 3), if Lender <br />determines that any of my representations in Section 1 are no longer true and <br />correct, (1) the Loan Documents will not be modified, (2) this Agreement will <br />not be valid, and (3) Lender will have all of the rights and remedies provided <br />by the Loan Documents. <br />D. The Loan Documents will not be modified unless and until (1) Lender <br />approves this Agreement and (2) the Modification Effective Date (as defined <br />in Section 3 below) has occurred. <br />3. The Modification. I understand, acknowledge, and agree: <br />A. If all of my representations in Section 1 above continue to be true and correct <br />and all preconditions to the modification set forth in Section 2 above have <br />been met, the Loan Documents will automatically become modified on <br />October 1, 2013 (the "Modification Effective Date ") and all unpaid late <br />charges that remain unpaid will be waived. If I have failed to make any <br />payments that are a precondition to this modification, this modification will not <br />take effect. <br />B. The new Maturity Date will be: September 1, 2043 <br />Loan Modification Agreement (FHA -HAMP Modification with Partial Claim) One- to Four -Family <br />Bank of America, NA (rev. 02/07/13) Page 3 <br />IIIII NCI 111111/111 1 NIII nIII IIIII IIIII III 1� ���� ���� �h INH IIIII IIIII IIIII IhI� ���� �h�� IIIII MIII nIn �I� it li IIIII <br />77942083 +U8C +FH <br />