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<br /> Return To:
<br /> Home Federal Savines&Loan
<br /> P 0 Box 1009
<br /> Grand Island.NE 68802
<br /> DEED OF TRUST
<br /> PARTIES: This Deed of Trust is made on October 31,2013 among the Grantor,Dennis E Fruchtl AND Rosie L Fruchtl,
<br /> HUSBAND AND WIFE ("Borrower"), AREND R BAACK, A1-1 ORNEY, whose residence address is P. O. Box 790,
<br /> Grand Island, Hall County, Nebraska ("Trustee"), and the Beneficiary, HOME FEDERAL SAVINGS AND LOAN
<br /> ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose
<br /> address is 221 SOUTH LOCUST STREET,GRAND ISLAND,NEBRASKA 68801 ("Lender").
<br /> CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br /> the real property,of which Borrower is lawfully seized,described below and all buildings,fixtures,and existing and future
<br /> improvements thereon and all rights-of-way,easements,rents,issues,profits,income,tenements,hereditaments,privileges
<br /> and any appurtenances thereunto belonging(all called the"property").
<br /> PROPERTY ADDRESS:4162 Vermont Ave,Grand Island NE 68803
<br /> LEGAL DESCRIPTION:
<br /> Lot One(1),Block One(1),Woodland Park Tenth Subdivision,in the City of Grand Island,Hall County,Nebraska.
<br /> Located in Hall County,Nebraska.
<br /> TITLE:Borrower convenants and warrants title to the property,except for
<br /> SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the
<br /> convenants and agreements contained in this deed of trust and in any other document incorporated herein. Secured debt,
<br /> as used in this deed of trust, includes any amounts Borrower owes to Lender under this deed of trust or under any
<br /> instrument secured by this deed of trust,and all modifications,extensions and renewals thereof.
<br /> The secured debt is evidenced by(List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br /> ® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED October 31,2013.
<br /> ❑ Future advances: The above amount is secured even though all or part of it may not yet be advanced.
<br /> Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of
<br /> trust is executed.
<br /> All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances
<br /> under the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is
<br /> executed.
<br /> The above obligation is due and payable on May 01,2014,if not paid earlier.
<br /> The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of
<br /> $250,000.00,plus interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this
<br /> deed of trust or to perform any of the covenants contained in this deed of trust,with interest on such disbursements.
<br /> ❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the
<br /> terms of that obligation. A Rider containing the terms under which the interest rate may vary is attached to this deed of
<br /> trust and made a part hereof.
<br /> Riders:
<br /> ❑ PUD ❑ Condominium ❑ARM ❑Other
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