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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />A <br />ARA MELISSA ANNE BEBERNISS <br />Acknowledgment <br />State of Nebras <br />County of t <br />trument w d s V kno 1 . ged before me op t6le tab 80 by <br />11 ass <br />/1 /e <br />ate <br />Seal <br />r k4 t <br />Sa �" <br />...4400 i ! r-^ L t / <br />fotary I 'u. is <br />My co miss 'on expires: <br />d Jc P1 <br />0-20 <br />HCFG -00359 <br />NEBRASKA-Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wofters Kluwer Financial Services 201310294.1.0.2547- J20130426Y <br />► ate <br />Seal <br />eeEw HOMY -Stale ats <br />ELIZABETH A. GAROUNO <br />*Comm. Eap. March $2017 <br />I ll <br />I� <br />I <br />201308715 <br />1 <br />Form 30281/01 <br />03/13 <br />Page 16 of 16 <br />n <br />