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include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed
<br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and
<br />petroleum by- products or any fraction thereof and asbestos.
<br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures,
<br />mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real
<br />Property.
<br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses
<br />payable under the Credit Agreement or Related Documents, together with all renewals of, extensions of,
<br />modifications of, consolidations of and substitutions for the Credit Agreement or Related Documents and any
<br />amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incurred by Trustee or
<br />Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as
<br />provided in this Deed of Trust. Specifically, without limitation, Indebtedness includes all amounts that may be
<br />indirectly secured by the Cross - Collateralization provision of this Deed of Trust.
<br />Lender. The word "Lender" means Exchange Bank, its successors and assigns. The words "successors or
<br />assigns" mean any person or company that acquires any interest in the Credit Agreement.
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal
<br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property;
<br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such
<br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of
<br />premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this
<br />Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan
<br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security
<br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter
<br />existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and
<br />other benefits derived from the Property.
<br />Trustee. The word "Trustee" means Exchange Bank, whose address is PO Box 397, Kearney, NE 68848 and any
<br />substitute or successor trustees.
<br />Trustor. The word "Trustor" means JOHN A SPENCER and REBECCA A SPENCER.
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH
<br />TRUSTOR AGREES TO ITS TERMS.
<br />TRUSTOR:
<br />STATE OF /V X19
<br />COUNTY OF AV/
<br />On this day before me, the
<br />SPENCER, to me known to be
<br />they signed the Deed of Trust
<br />Given under my hand and o ffic
<br />DEED OF TRUST
<br />(Continued) Page 7
<br />INDIVIDUAL ACKNOWLEDGMENT
<br />) SS
<br />undersigned Notary Public, personally appeared JOHN A SPENCER and REBECCA A
<br />the individuals described in and who executed the Deed of Trust, and acknowledged that
<br />as their free and voluntary act and deed, for the uses // an -- d purposes therein mentioned.
<br />lel seal this 4V day of Oe/ , 20 .
<br />201308711
<br />By
<br />Printed Name:
<br />Notary Public in and for the State of 4e 4
<br />Residing at / ,4/k Q►: gg,(nW .6E f
<br />My commission expires Afrra 7 070/12
<br />
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