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teph n P Morris <br />201308 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this 1 -4 Family Rider. <br />(Seal) 4:1-Alh(-(11 _ 7 6 4 A-W- 99 (Seal) <br />- Borrower Leanne G Morri s - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />MULTISTATE 1. 4 FAMILY RIDER - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP a -57R (0811) Page 3 of 3 Form 3170 1/01 <br />