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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and m any Rider executed by Borrower and recorded with it. <br />/a- (Seal) <br />Timothy e W i l l i a m s -Borrower <br />Mary If Williams <br />Non Borrowing Spouse <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />(Seat) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />20 308682 <br />Form 3028 1/01 <br />VMP6(NE) (1105) <br />Page 16 of 17 <br />