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201308633 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br /> in this 1-4 Family Rider. <br /> $ N 111411) (Seal) (Seal) <br /> Carolyn Mills -Borrower -Borrower <br /> _(Seal) (Seal) <br /> -Borrow er -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> 24005314 <br /> MULTISTATE 1- 4 FAMILY RIDER- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br /> VMP®-57R(0811) Page 3 of 3 Form 3170 1/01 <br />