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<br /> WHEN RECORDED MAIL TO:
<br /> Equitable Bank
<br /> Diers Avenue Branch
<br /> PO Box 160
<br /> Grand Island,NE 68802-0160 FOR RECORDER'S USE ONLY,
<br /> DEED OF TRUST
<br /> MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $4,842.70.
<br /> THIS DEED OF TRUST is dated October 24, 2013, among PETER C RIVERA, whose address is
<br /> 414 W 12TH ST, WOOD RIVER, NE 68883; A SINGLE INDIVIDUAL ("Trustor"); Equitable
<br /> Bank, whose address is Diers Avenue Branch, PO Box 160, Grand Island, NE 68802-0160
<br /> (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Equitable Bank
<br /> (Grand Island Region), whose address is 113-115 N Locust St; PO Box 160, Grand Island, NE
<br /> 68802-0160 (referred to below as "Trustee").
<br /> CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br /> for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br /> property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br /> easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br /> ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br /> limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL
<br /> County, State of Nebraska:
<br /> LOT 2, BLOCK 1, CHAMBERLIN'S ADDITION TO WOOD RIVER, HALL COUNTY,
<br /> NEBRASKA, EXCEPTING A CERTAIN TRACT THEREFORE AS RECORDED IN WARANTY
<br /> DEED IN BOOK 120, PAGE 459 AND THE WESTERLY 34.1 FEET OF VACATED STREET
<br /> LYING EASTERLY AND ABUTTING LOT 2, BLOCK 1, CHAMERLIN'S ADDITION. SAID
<br /> VACATED STREET VACATED BY ORDINANCE NO. 53 OF THE ORDINANCES OF WOOD
<br /> RIVER, HALL COUNTY, NEBRASKA, VACATED STREET DESCRIBED AS FOLLOWS; THAT
<br /> ALL THE STREET BE VACATED ON WEST SIDE OF BLOCK "B" & "C" IN FIRST ADDITION
<br /> AND "F" & "G" IN MACCOLL & LEFLANG'S 2ND ADDITION TO WOOD RIVER, HALL
<br /> COUNTY, NEBRASKA. SAID STREET COMMENCING AT A POINT AND EXTENDING TO
<br /> AND ALONG THE NORTH LINE OF BLOCK "B" FROM THE NORTHWEST CORNER OF SAID
<br /> BLOCK, 80 FEET DISTANCE FROM THE NORTHWEST CORNER OF SAID BLOCK, THENCE
<br /> RUNNING SOUTH TO THE SOUTH LINE OF SAID BLOCK "G" IN SAID 2ND ADDITION,
<br /> BEING A STRIP OR PARCEL OF LAND LYING PARALLEL TO AND ALONG WEST SIDE OF
<br /> SAID BLOCK "B", "C", "F" & "G" EIGHTY FEET WIDE.
<br /> The Real Property or its address is commonly known as 414 W 12TH ST, WOOD RIVER, NE
<br /> 68883. The Real Property tax identification number is 400178168.
<br /> Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br /> interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br /> grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br /> THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br /> PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF
<br /> ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS
<br /> DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
<br /> PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all
<br /> amounts secured by this Deed of Trust as they become due, and shall strictly and in a timely manner perform all of
<br /> Trustor's obligations under the Note,this Deed of Trust, and the Related Documents.
<br /> POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the
<br /> Property shall be governed by the following provisions:
<br /> Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and
<br /> control of the Property; (2) use, operate or manage the Property; and (3) collect the Rents from the Property.
<br /> Duty to Maintain. Trustor shall maintain the Property in good condition and promptly perform all repairs,
<br /> replacements, and maintenance necessary to preserve its value.
<br /> Compliance With Environmental Laws. Trustor represents and warrants to Lender that: (1) During the period of
<br /> Trustor's ownership of the Property, there has been no use, generation, manufacture, storage,treatment, disposal,
<br /> release or threatened release of any Hazardous Substance by any person on, under, about or from the Property;
<br /> (2) Trustor has no knowledge of, or reason to believe that there has been, except as previously disclosed to and
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