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WHEN RECORDED MAIL TO: <br />Five Points Bank <br />O t J West Branch <br />` 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />FIVE POINTS BANK <br />I IIIIIIIIflhIIIIIhIIHiAl <br />00 <br />M IN <br />r <br />FOR RECORDER'S USE ONLY <br />DEED OF TRUST <br />THIS DEED OF TRUST is dated October 19, 2013, among JERRY L SMITH and BETTY L <br />SMITH; Husband and Wife ( "Trustor "); Five Points Bank, whose address is West Branch, 2009 <br />N. Diers Ave., Grand Island, NE 68803 (referred to below sometimes as "Lender" and <br />sometimes as "Beneficiary "); and Five Points Bank, whose address is P.O Box 1507, Grand <br />Island, NE 68802 -1507 (referred to below as "Trustee "). <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, <br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real <br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all <br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with <br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without <br />limitation all minerals, oil, gas, geothermal and similar matters, (the " Property ") located in HALL <br />County, State of Nebraska: <br />Lot Five (5) in Block Two (2) in Capital Heights Subdivision, being 'a part of the Southeast <br />Quarter (SE 1 /4) of the Southwest Quarter (SW 1 /4) of Section Two (2) Township Eleven <br />(11) North, Range Ten (10) West of the 6th P.M., Hall County, Nebraska. <br />The Real Property or its address is commonly known as 4240 PENNSYLVANIA AVE, GRAND <br />ISLAND, NE 68803 -1406. <br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Trustor <br />whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Deed of Trust <br />secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan to <br />Trustor, together with all interest thereon. <br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and <br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor <br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents. <br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND <br />