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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />aCL; <br />DAVID L SNIDER <br />Q a& <br />A SNIDER Date <br />Seal <br />Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on by <br />David L. Snider and Paula A. Snider, husband and wife <br />. L.c YA__eivo <br />Public <br />My commission expires: <br />June 19, 2015 <br />HCFG -00359 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer Financial Services 201310174.1.0.2547- J20130426Y <br />/ /3/3 <br />ate <br />Seal <br />October 18, 2013 <br />GENERAL NOTARY - State of Nebraska <br />SARAH M WILES <br />My Comm. Exp. June 19, 2015 <br />i <br />201 308445 <br />II��IrINI <br />Form 3028 1/01 <br />03/13 <br />Page 16 of 16 <br />1 <br />n <br />