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201308320 <br /> 19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, <br /> except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br /> federal laws and regulations. <br /> 20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and <br /> supplement and amend the terms of this Security Instrument. <br /> [Check all applicable boxes] <br /> ❑ Assignment of Leases and Rents ❑ Other <br /> 21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br /> obligation incurred for the construction of an improvement on the Property. <br /> 22. ❑ ADDITIONAL TERMS. <br /> SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security <br /> Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br /> date stated on page 1. <br /> : . // /e-3-I,3 <br /> (Sign re) (Date) (Signature) (Date) <br /> J ene K Smith <br /> ACKNOWLEDGMENT: <br /> STATE OF Nebraska , COUNTY OF Hall } ss. <br /> (Individual) This instrument was acknowledged before me this 3rd day of October 2 013 <br /> by Jolene K Smith <br /> My commission expires: October 21, 2 014 <br /> nv n 1. ^n •, <br /> (Notary Public) <br /> GENERAL NOTARY-State of Nebraska Wanda K Winder <br /> I I WANDA K.WINDER <br /> _- I_-- My Comm.Exp.Oct.21,2014 <br /> Security Instrument-0 pen-End-Consumer-NE OCP-REDT-NE 7/2/2011 <br /> VMPO Bankers Systems°+ VMP-C465(NE) (1107).00 <br /> Wolters Kluwer Financial Services©1994,2011 Page 6 of 6 <br />