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201308056 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rid <br />���' <br />(Seal) (Seal) <br />ommy Ummel Sr - Borrower - Borrower <br />(Seal) (Seal) <br />- Borrow er - Borrower <br />(Seal) (Seal) <br />-Borrower - Borrower <br />(Seal) (Seal) <br />- Borrow er - Borrower <br />24005198 <br />MULTISTATE ADJUSTABLE RATE RIDER - ARM 5 -2 Fannie Mae 4- 2/5 -2/6 -2 ARM <br />Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT orm ,111 1/01 <br />VMP ® 1 ':22R (0804) <br />Wolters Kluwer Financial Services Initials. .1 Page 4 of 4 <br />