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<br /> consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's
<br /> control.
<br /> 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy,
<br /> damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not
<br /> Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from
<br /> deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or
<br /> restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further
<br /> deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking
<br /> of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released
<br /> proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in
<br /> a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient
<br /> to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair
<br /> or restoration.
<br /> Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause,
<br /> Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time
<br /> of or prior to such an interior inspection specifying such reasonable cause.
<br /> 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process,
<br /> Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave
<br /> materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with
<br /> material information) in connection with the Loan. Material representations include, but are not limited to,
<br /> representations concerning Borrower's occupancy of the Property as Borrower's principal residence.
<br /> 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If(a)
<br /> Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal
<br /> proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument
<br /> (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may
<br /> attain priority over this Security Instrument or to enforce laws or regulations), or(c)Borrower has abandoned the
<br /> Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the
<br /> Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property,
<br /> and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a)paying any sums
<br /> secured by a lien which has priority over this Security Instrument; (b)appearing in court; and(c)paying reasonable
<br /> attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured
<br /> position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to
<br /> make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or
<br /> other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action
<br /> under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that
<br /> Lender incurs no liability for not taking any or all actions authorized under this Section 9.
<br /> Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this
<br /> Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be
<br /> payable, with such interest, upon notice from Lender to Borrower requesting payment.
<br /> If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease.
<br /> Borrower shall not surrender the leasehold estate and interests herein conveyed or terminate or cancel the ground lease.
<br /> Borrower shall not, without the express written consent of Lender, alter or amend the ground lease. If Borrower
<br /> acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger
<br /> in writing.
<br /> 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan,Borrower
<br /> shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage
<br /> Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such
<br /> insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage
<br /> Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage
<br /> NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT- MERS D agic
<br /> Form 3028 1101 Page 7 of 15 www.dormagic.com
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