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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT -FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on September 3, 2013. The grantors are W
<br /> MICHAEL MUTH and PATRICIA A MUTH, HUSBAND AND WIFE, whose address is 3214 W 15TH ST,
<br /> GRAND ISLAND, Nebraska 68803-2427 ("Borrower"). Borrower is not necessarily the same as the Person or
<br /> Persons who sign the Home Equity Line of Credit Agreement, dated September 3, 2013 ("Contract"). The
<br /> obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors and
<br /> Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br /> Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home
<br /> Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br /> United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br /> ("Lender"). W MICHAEL MUTH and PATRICIA A MUTH have entered into a Contract with Lender as of
<br /> September 3,2013, under the terms of which Borrower may, from time to time, obtain advances not to exceed, at
<br /> any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of
<br /> Thirty Thousand One Hundred and 00/100 Dollars (U.S. $30,100.00) ("Credit Limit"). Any party interested in
<br /> the details related to Lender's continuing obligation to make advances to Borrower is advised to consult directly
<br /> with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender will be due on
<br /> September 15,2018. This Security Instrument secures to Lender: (a)the repayment of the debt under the Contract,
<br /> with interest, including future advances, and all renewals, extensions and modifications of the Contract; (b) the
<br /> payment of all other sums, with interest, advanced to protect the security of this Security Instrument under the
<br /> provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of
<br /> Borrower's covenants and agreements under this Security Instrument and the Contract.For this purpose,Borrower,
<br /> in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br /> power of sale,the following described property located in the COUNTY of HALL, State of Nebraska:
<br /> Address:3214 W 15TH ST, GRAND ISLAND,Nebraska 68803-2427
<br /> Legal Description: PARCEL 1: LOT NINETEEN (19), ISLAND ACRES NUMBER 6, A REPLAT
<br /> OF LOTS NINETEEN (19) AND TWENTY (20), ISLAND ACRES, CITY OF GRAND ISLAND,
<br /> HALL COUNTY,NEBRASKA
<br /> PARCEL 2: PART OF LOT ONE (1), ISLAND ACRES NUMBER 11, IN THE CITY OF GRAND
<br /> ISLAND, HALL COUNTY, NEBRASKA, MORE PARTICULARLY DESCRIBED AS FOLLOWS:
<br /> BEGINNING AT THE SOUTHEAST CORNER OF LOT ONE (1), ISLAND ACRES NUMBER 11,
<br /> THENCE WESTERLY 32 FEET ALONG AND UPON THE SOUTH LINE OF LOT ONE (1),
<br /> ISLAND ACRES NUMBER 11, THENCE NORTHERLY PARALLEL TO THE EAST LINE OF
<br /> LOT ONE (1), ISLAND ACRES NUMBER 11, A DISTANCE OF 152.03'; THENCE EASTERLY
<br /> PARALLEL TO THE SOUTH LINE OF LOT ONE (1), ISLAND ACRES NUMBER 11, A
<br /> DISTANCE OF 32',THENCE SOUTHERLY ALONG AND UPON THE EAST LINE OF LOT ONE
<br /> (1),ISLAND ACRES NUMBER 11,A DISTANCE OF 152.03' TO THE POINT OF BEGINNING
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> ©2004-2012 Compliance Systems,Inc.CECA-AF 14-2011 L2 10 600
<br /> Consumer Real Estate-Security Instrument DL2036 Page 1 of 5 www compliancesystems com
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