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Recording Requested By: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />(800) 576 -4687 <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Parcel ID: 400429160 <br />Loan No: 101266816 <br />SECOND HOME RIDER <br />24130"79 <br />THIS SECOND HOME RIDER is made this 27 th day of September, 2013 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, <br />or Security Deed (the "Security Instrument ") of the same date given by the undersigned (the <br />"Borrower ") whether there are one or more persons undersigned) to secure Borrower's Note to <br />Five Points Bank, a Nebraska Corporation <br />(the "Lender ") of the same date and covering the Property described in the Security Instrument (the <br />"Property "), which is located at: <br />4156 Iowa Ave <br />Grand Island, NE 68803 <br />[Property Address] <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and <br />Lender further covenant and agree that Sections 6 and 8 of the Security Instrument are deleted and are <br />replaced by the following: <br />6. Occupancy. Borrower shall occupy, and shall only use, the Property as Borrower's second <br />home. Borrower shall keep the Property available for Borrower's exclusive use and enjoyment at <br />all times, and shall not subject the Property to any timesharing or other shared ownership <br />arrangement or to any rental pool or agreement that requires Borrower either to rent the Property <br />or give a management firm or any other person any control over the occupancy or use of the <br />Property. <br />MULTISTATE SECOND HOME RIDER- Single Family - FannieMae /Freddie Mac Unifo ent <br />Form 3890 Inc. (8 ;1---r A. 1/01 <br />Laser Forms c. (800) 446 -3555 <br />LFI #FNMA3890 1/01 Page 1 of 2 Init <br />Ilir <br />