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20130'7 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />. Behrens <br />On this 27 th day of September 27, 2013 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />John D. Behrens <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his /her /their voluntary act and deed. <br />Witness my hand and notarial seal at GRAND ISLAND, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: November 1, 2013 <br />CENRAL Miff -State of Neva <br />CHRISTIAN ANDREW OTT <br />My Cann. Exp. Novi, 201 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />l' <br />Wendy R. Mudlo' - rens P <br />(Seal) <br />- Borrower <br />(Seal) <br />+Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Space Below This Line For Acknowledgment] <br />Hall County ss: <br />CHRISTIAN ANDREW OTT -Notary Public <br />