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201307933 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br /> this PUD Rider. <br /> ��,%��:r 1 -�j . : (Seal) (Seal) <br /> Pamela S Murphy,as Trustee of the' -Borrower -Borrower <br /> Pamela S Murphy Revocable Trust <br /> Under Trust Agreement Dated <br /> December 18, 1998 <br /> Pamela S Murphy, Settlor of the Pamela S Murphy Revocable Trust under Trust Agreement dated <br /> December 18, 1998 agrees that the term"Borrower"when used in this Security Instrument shall include <br /> the Senior,and the Settlor acknowledges and agrees to be bound by all of the terms and covenants <br /> contained in this Security Instrument and any Riders to this Security Instrument. <br /> :`._._ (Seal) (Seal) <br /> Pamela S Murphy, Senior <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> MULTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br /> VMP®-7R (0811) Page 3 of 3 Form 3150 1/01 <br />