|
0 CO
<br /> m"' o ODD
<br /> rn
<br /> nc c Zm N) m
<br /> wo mom CA �O � °
<br /> `25 0 �z W ci)
<br /> mop D r—> CO c
<br /> w° ( C
<br /> o
<br /> , F'-
<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> DEED OF TRUST
<br /> THIS DEED OF TRUST ("Security Instrument") is made on September 23, 2013. The grantors are KEVIN J
<br /> GOERL, whose address is 1410 N NORTH RD, GRAND ISLAND, Nebraska 68803-2935 , and
<br /> MARGARET M GOERL,HUSBAND AND WIFE,whose address is 1410 N NORTH RD,GRAND ISLAND,
<br /> Nebraska 68803-2935 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the
<br /> Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br /> Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend
<br /> R.Baack,Attorney whose address is P.O.Box 790,Grand Island,Nebraska 68802("Trustee"). The beneficiary
<br /> is Home Federal Savings& Loan Association of Grand Island,which is organized and existing under the laws
<br /> of the United States of America and whose address is 221 South Locust Street, Grand Island,Nebraska 68801
<br /> ("Lender"). KEVIN J GOERL and MARGARET M GOERL owe Lender the principal sum of Twenty
<br /> Thousand Four Hundred Sixty-six and 45/100 Dollars (U.S. $20,466.45), which is evidenced by the note,
<br /> consumer loan agreement, or similar writing dated the same date as this Security Instrument(the "Note"), which
<br /> provides for monthly payments ("Periodic Payments"), with the full debt, if not paid earlier, due on October 25,
<br /> 2016. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br /> interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br /> interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements
<br /> under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust
<br /> herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br /> property located in the COUNTY of HALL, State of Nebraska:
<br /> Address: 1410 N NORTH RD,GRAND ISLAND,Nebraska 68803-2935
<br /> Legal Description: LOT ONE (1), IN ROSS ACRES SUBDIVISION, IN THE CITY OF GRAND
<br /> ISLAND,HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest;Prepayment and Late Charges.Borrower shall promptly pay when due the
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br /> Note.
<br /> Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br /> applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br /> the effect of law)as well as all applicable final,non-appealable judicial opinions.
<br /> Application of Payments. Unless Applicable Law provides otherwise, all payments received by Lender shall be
<br /> applied: first, to any prepayment charges due under the Note; second, to interest due; third, to principal due; and
<br /> last,to any late charges due under the Note.
<br /> ©2004-2012 Compliance Systems,Inc.CECA-723C-2011L2 10.600
<br /> Consumer Real Estate-Security Instrument DL2036 Page 1 of 5 www.compliancesystems.com
<br />
|