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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />/11/eA <br />TH L BRAND - Borrower <br />- 1)1/1- 2 , <br />MARY M BRAPI' <br />NEBRASKA - Single Fam ily- Fannie M ae/Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />201307913 <br />24005165 <br />Form 3028 1/01 <br />V M P6(NE) (1105 ) <br />Page 16 of 17 <br />