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201307873 <br /> Loan Number: 210004153 <br /> 1 -4 FAMILY RIDER <br /> (Assignment of Rents) <br /> THIS 1-4 FAMILY RIDER is made this 24th day of SEPTEMBER, 2013 <br /> and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br /> Security Deed (the "Security Instrument") of the same date given by the undersigned(the "Borrower") to <br /> secure Borrower's Note to FIRST STATE BANK, A NEBRASKA BANKING <br /> CORPORATION <br /> (the "Lender")of the same date and covering the Property described in the Security Instrument and located at: <br /> 807 CLAUSSEN AVE, GRAND ISLAND, NEBRASKA 68801-8001 <br /> [Property Address] <br /> 1-4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security <br /> Instrument, Borrower and Lender further covenant and agree as follows: <br /> A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY <br /> INSTRUMENT. In addition to the Property described in Security Instrument,the following <br /> items now or hereafter attached to the Property to the extent they are fixtures are added to the <br /> Property description,and shall also constitute the Property covered by the Security Instrument: <br /> building materials, appliances and goods of every nature whatsoever now or hereafter located <br /> in, on, or used, or intended to be used in connection with the Property, including, but not <br /> limited to,those for the purposes of supplying or distributing heating,cooling,electricity,gas, <br /> water, air and light, fire prevention and extinguishing apparatus, security and access control <br /> apparatus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, <br /> refrigerators,dishwashers,disposals,washers,dryers,awnings,storm windows,storm doors, <br /> screens, blinds, shades, curtains and curtain rods, attached mirrors, cabinets, paneling and <br /> attached floor coverings, all of which, including replacements and additions thereto, shall be <br /> deemed to be and remain a part of the Property covered by the Security Instrument. All of the <br /> foregoing together with the Property described in the Security Instrument (or the leasehold <br /> estate if the Security Instrument is on a leasehold)are referred to in this 1-4 Family Rider and <br /> the Security Instrument as the "Property." <br /> B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, <br /> agree to or make a change in the use of the Property or its zoning classification,unless Lender <br /> has agreed in writing to the change. Borrower shall comply with all laws, ordinances, <br /> regulations and requirements of any governmental body applicable to the Property. <br /> C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not <br /> allow any lien inferior to the Security Instrument to be perfected against the Property without <br /> Lender's prior written permission. <br /> D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss <br /> in addition to the other hazards for which insurance is required by Section 5. <br /> MULTISTATE 1-4 FAMILY RIDER DocMagfc eirVORES <br /> Fannie Mae/Freddie Mac UNIFORM INSTRUMENT www.docmagic.com <br /> Form 31701/01 Page 1 of 3 <br /> • <br />