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<br /> �` ~� " � '�0C3ETHER WITH all the impsovements aow �r hereafter erected�on the propertp, aud all easemeat9, ;�:� ` ` ` ��'
<br /> . � . � �
<br /> - agp��'teaances.aad fiatures now ar hereafter a part of the property.All replacements and additions shall also be vovered Q �_
<br /> �..`;Y. °� `� � . • �bY this Secttt�itq Instrtsme��All of the foregoiag is referred to in this Security Tnsbrument as the"Praperty." -:t'�=.._-:-=R, w
<br /> �,.�` BORROVPER COVBNANfS that Borrower is lawfullp seised of the estate hereby wnveyed and has the�ight to F T
<br /> �" r '-` � �gc�nt and convey the Property and that the Propercy is uuencumbered.excePt for eacumbrances of record. Borrower _ �
<br /> �,_r _� W�ffi�W�de{ead generatly tlne tide to the Property against att ciaims and demands,sab�t to anq encumbrancss - :•�.
<br /> .� .:s:, of record. � � : {' - -
<br /> � "�';� THIS SECLJP.TTY.INSTRUMP.NT combines uniform covenants for natioaal use and non�niform eovenants with � - � -�,
<br /> t. -. . _
<br /> -:" ; limited variations tsp jurisdiction to constitute a uniform security insttument covering real property. x; :. �. .-
<br /> "f �; LJNIFORM COVBNANTS.Borro�er and Lender covenant and agree as follows. �--
<br /> -'�' �= 1.Payment of P'rincipal and Iaterest;Prepapment and Late CSazges.Bortower shall pmmptly pay when du� ��- �`"" _--_
<br /> � the principal of and interest on tha debt evidenced by the Note and any prepayment an d late c h a rges due u n der the IJote. ` ,
<br /> . ,;��.� . ;•.� 2.Fnnds for Tases and Iasarance. Sublect to agplicable law or to a written waiver tsp I.ender,Borrower shall '
<br /> � :� � � ay to Lender an the day monthlY PaYaaents are due under the Note,unt�the Note is paid ia Tull,a sam l"F�snds")for. :�r� �s.��
<br /> f t Yf_i. , � � �` (�a}pearty tages aad asses�aents which may attai.n priority over this Securitp In.strument as a lien on the Property: (b� '` --.-
<br /> � ,,,r ' Yea�ly le�sehold papments or gouad rents or►the Propert9,if anY;{c�Ye�'lY hazard or propertp insurance premivm� , -
<br /> ` `�3. < �� (d)Yearly flood iflsurdnce presnivms,if anp;(eI Yearly martgage insarance premiums.if any;aad(f3 any sums payable .
<br /> • ���` f`� ��� by Bartower ta I.ender,ia accordaace with the provisions of paragaph 8,in lieu of the papment of mortgage insurance� '•�`'
<br /> . . ��: premi�ms.These;tems are caiied"Fscrow Itema"I.ender may,at any t'sme,colleet aad hold Funds in an amount uot .. . -
<br /> :•� .�' °��. ' � tc,esceed the masimum amount a lender for a federally selated martgage toan may require Yar Banowefs escro�v _._' _-
<br /> °` accaunt under the federal.Real Fstate Settlement Procedures Act o4 1974 as amended from time to time, 12 U.S.G t.,��._._
<br /> � v�s� Section 2601 et seq.("RFSPA").uuless aaother law that app lies ta t he Fu n d s sets a lesser amoun�I f so.L e n der asay, ;; �_
<br />- � �- �;��, at aay time.collect aad hold 3�unds in an amount not to eaceed the lesser amount.Lender may estimate the amount ot _ *� �� ��- __
<br />- ' � �: Ftmds due on the basis of current data and reasonable estimates o4 eapenditures of future Fscro�v Itema or othernise in =
<br /> .'...� accordaace with applicxible law. �-
<br /> '. .. .. The Funds sball be held in an institution whose deposits are insured by a federgl agency.inatFumeatality,or entity � ,.,_
<br /> , �. ���.'�' (in,cluding L�nder,if Lendet ia suct►aa iustitution)or in anp Federal Home Loaa Bank.I:endet shaU apply the Funds to _ .
<br />_ . . :`� pay the Fscrow Itema L�eader may not charge Borrower for holding aad applyiag the Funds.annually aualyzing the
<br /> . ,, � escrow account.or verifying the Fscrow Items.unless Lender pays Borrower iatetest on the Fuads aad appliaable Iaw � ,.� '
<br /> � • � �'; � penaita Leader w make a�ch a charge: However.Lender may requ'ue Bonower to pay a oae-time charge for ao '"" ' :�
<br /> -�, ____ �:; i a d e p e a�e n t r e a l e s t a t e t a s r e p o r t i n g s e r v:c e u s e d b y L e n d e r i n c o n n e c t i o n w i t h t h i s t o a a,u n t e s s a p p l i e a b l o l a w p r o v i d e s ��� . -
<br /> �` other�vise.Unless an agreement is made os applicaole Iaw reyuirex,iuitir�t tu be paid,Lcnder�i,a22 uoi.'ex���ir:.d ta � � _
<br /> " � ��; pay Bonower aay inter�at or earninp oa the Funds.Horrower and Leader may agras ia writing,however.that intereat. � -��-
<br /> s�all be paid oa t.ha Funds.Leader shall pve to Borrocver,without charge,an.anuual accounting of the Funds�showing • 2 �" — -
<br /> . .� � ' ��t credits.and debits to the Funds aad the purposa for which each debit to the Fvads was made.The Funds ara.pledged as � .�'" - -
<br /> ' .. ' additional security for all sums secured by this Security Ir�strument. ;,���� �
<br /> , � � ; If the Funds held by Lender esceed the amounts permitted w 6e held by applicable law,Lender shall account to �� �`—
<br />- • .- �. • � � '`': Bono�ver for the eacess Funds in accordance with the requixements of applicable law.If the amount of the Funds held •<~� "�'�"
<br />` : � .��t-� bp Lender at anq time is aot sufficient to pa,q the Escrow Items when due,Leader may so notify Bortower in writiag, --_— - �___
<br /> .. _.� t,., , �:. �
<br /> ' . and,ia such case Borrower shall pay to Lender the amouat necessary to maka up the deficiencp.Bonower shail make �
<br /> ,,.:.,,',,.
<br /> _' , � , � " .��� •np the d�cieacy in no inore tban twelve moathly payments,at Lendefe sole discretion. �. • �:�:;�..• �
<br /> , ; � � � Upon payment in full of all sums secured by this Security Instrument,Lender shali promptlp refund ta Borrower _;�t�� .._.
<br /> -- � , •..'�; any Funds held by Lender. If,under paragraph 21, Lender shall acquite or sell the Praperty, Leader, prior to tha ". _=-_
<br /> , acquisitian or sale of the Property,shall appiy any Funds held by Leader at t�e time of acquisition or sale as a credit ' �; , �—
<br /> � :. ' �� � against tAe sums secured bp t�sSeeuritp Instrument. �
<br /> - � .��� . 3. Applicatiaa oi Paymenta. Unless applicable laN provides otherwise,aU papments received bp Lender undet . �.::.
<br /> - . paragraphs 1 snd 2 shall be apptied:first,to any prepayment charges due under tha Note;second,to amovats papable � . "
<br /> ' � under paragtaph 2;t3urd,to interest due;fourth,to principal due;end last,to any late charges due under tha Note. � - -_
<br /> • .' 4. Charges; Lieas. Bonower shall pay all taxes, assessments,charges,�nes and impositions attributable to the ' � ��"
<br /> . � '�. � Property wfiicb maq attein priority over this SecUrity Instrument,and leasehold payments or ground rents,if any. • �=• :;'"'"""`
<br /> � . Bonower shall pay thesa obligations in the manner provided in paragreph 2,or if not paid in that manner. Borrower ��a�,�-:=�,-��
<br /> _ • shall pay them on tima d'uectly to tha person owed paymen�Borrower shall promptly furnish to Lender all aotices of �. ' � � �
<br />_ � � ' amouats to be paid under this paragaph.If Borrowar makes thesa paymeats directly,Borrower shall promptly furnish , ., •.� : .
<br /> � . : ' to Lender receip�s evidencing the payments.
<br /> � Borrower shall promptly discharge any lien which has priority over t}us Security Instrument unless Borrower: (a} �' • _
<br /> ". agrees in writiAg to the paymeat of tha obli�ation secured by tha lien in a�nanner acceptable to Lender.(b�cont�sts in �. '.
<br />'_ .� � gaad faith the lien by,or defends against enforcement o4 the lien in, legal proceedings which in the I.ender's opinion •. �
<br />- . �. operate ta prevent the eniorcement of tha lien;or(c)secures from the holder of tha lien an agreement eatisPactorp to . , , �-
<br /> � � Lender subordinating the lien to this Security Instrument.If Lender determines that any part of the Property ia subject . .
<br />- � � �. to a lien which may attain priority over this Secutity Ingtrument,Lender may give Bonower a notice identifying tha ' '
<br /> - . �� lien.Bonower shall satisfy the lien or take ona or more of the actions set torth above within 10 days of the giving o4 ; ' ' '
<br />.. � notice. �,
<br /> ` ; ' �-6H{NE)ro�oa�.o+ . Form 30�� „ . • � ,
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