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<br /> � ., t !3. Laaa Cdarges. If the tuan seeured by[his Security Insmiment is subjerd to a law wluch sets ma��� ` 4 .; , ��;r _
<br /> ` ; oollected or w 6e calLected in •
<br /> ` , charges� and that law is finally iraerpmted so that the interest or other loaa charges f �
<br /> . . canaearan with the loan exceed the pernutced limits, then: (a)a�+snch Waa diarge shaU be iednced by the am+ouut �
<br /> ' '° �fIectOd fcam SortaWer whlCh eacee� �'� ._
<br /> , . necessary to reduce tite charge to the permitted limit;aad(b)anY sums alreadY yx `.
<br /> ge�mitted.limiu will be refanded co Bonower. Ixnder taay choose to wake this refund��D�P�°� . .. :' `,
<br /> ' ander the Note or by making a direct payment to Borcower. If a refimd seduazs Pr�ciP�, :,.-�J:�,. �� "" -,�. y.
<br /> �� partial prepaymcnt without any prepaymcnt charge under the Note. . -
<br /> shaII be ven h delivering it or by `.•:�.
<br /> -��< 14. Notir.es. Any aotice to Borro�ver provided for in this SecuritY Instr�eat S► Y
<br /> maiting it by fnst class mail imlcss applicabte law requires use of snnther method. T6e notioe shall tse dicected to the ' ` _
<br /> groperty Address or any other address Burrower designates bY notice to l.ender. Any ttotice w I�ender shali 6e given bY ` , ; _
<br /> c IIOtICE to BOILOWCi. �IIOLt{,'4. � i-
<br /> first cla�mail to Lender's asldress stated herein ox aay other address Leuder designates by ,,: , s-�...-
<br /> . pmvided for in this Securiry InsuumenE stiall be deemed cohave beea given to Borrower or i.ender whengivea as provlded in ;s , _ -
<br /> this parddgcaph, 5 -- _.
<br /> a
<br /> . 15. Governing Law;Severabilit}�. Tf►is Securiry Instrument shall be governed bY f e d e i a l l a w a p d the law of the `.` ' �---__
<br /> - . � j u r i s d i c t ion in wtuch the Property is loc:ned. In the event that aay pmvisioa or ciaase of this Sea}tiiy XnsO�°Note ---
<br /> �'� ,�t... ��c: - . --
<br /> � Note conflicts with applieable law,such co�flicc shali aot affea other.Pmvisians o f t h i s S�c a u i t�t I n s t r u m e�
<br /> ,�:�. : whieh can be given effect without the cont]icting pmvision. To this eafl the pmvisioas of tbis Ses�rity fnsCtument and the _-
<br />- '�' �" Note ate declared to b e seve n b le.
<br /> ,��.'. :. . .
<br /> � • 16. Borrower's Copy. Borrower shall be given one conformed copy of the Nvie and of tbis Sec�rlty Insunmetu• �,.�
<br /> �• �.,� :�:.
<br /> •° ..°;;<< 17. Trans�er of the Property or a Benefidal Interest tn Boreo� 1f all or a�r part.of the Praperty or�► , . 4 "
<br /> � "' in�st in it is sold or uansfeaed (or i f a 6eneficial interest in Bu�rower is sotd or�Q����� ;:: :�'::�"
<br /> � . . - ��, natural peison)without Leader's priar«•ritten consenb�er may.at iLs opttun.require ��:�:.".. ;�•:�:..
<br /> . .. sams seaued by this Security Instrumen�_ However.this option shal}ttot be excrcised by L�der if exetc�se is pmliibited by �'_;.', , -
<br /> .. :�.�� federal law as of the date of this SecuriEy [nscrument. _ ___
<br /> . -....._�,._L_i. ��,�nder exe�isrs this option.t,endcr shall give Sorrower notice of acceterat£an. The notiee shall pmvIde aFer�od of _
<br /> '--=�• not tess th�30 days from che dacc the noiicc is delivered or mailed witbin which Boaawer mnst paY a11 sams s�d�SY
<br /> t< . �' ��rity Insuumen� If Boaower fails to pay these sunas prior to the expiratioa of tLis pEriad.Leader maY�+�aIIY _ -:.�.�
<br /> ' � � �medtes permitted by t6is Security Instrument without fiuther narice or demand on Bomower• � ����
<br /> 18. Barrowe�s Right to Rcinst:�te. If Borrower meets certain conditions+Boa°a'er s1�11�ve the rIgfit W ha�e , d_'y _
<br /> _ - Y P or such other gerlo�l as. � .- ��_°
<br /> enfo�cement of this Securiry Instrumenc discontinued at an cime rior to the earlier of:(a)5 days( �--
<br /> • � applicable taw may specifY for reinstacemen[}before sale of the Praperty pu�suant to anY P�wer of sate contained in th3s . .._�,�.
<br /> . . ` . Security Inserument:or(b)entry of a judgmcnt enforcing this Secu�ity Instrument• Those condidons aze that Eorrower:(a) _
<br /> � . � pays Leader all sums which thcn would be due under this Securiry Insuument aad the Note ss if no aoc�elerazton Aad 4,-:-�Y•,,•�-°`"'
<br /> .::,.:<:-.- `..,;�` occumed: (b) c�s anY default c�f any o�her covenants or agreemenu, (a)Pays alt exPenses Incarfid ia enfoidng tbis •.,T: ;E
<br /> * Security Insuument, including, but noi limitcd to,reasonable attomeys' fees;and(d)ta�e�s su�h astioa as 1�adet maY '� ____
<br /> • reas�onably require to assure that the licn oi this Security Inst:umeut, L�euder's ri�ts ia the P�'°p�S'�Bonower's _ s
<br /> ' � obligation to pay the sums secured by this Securiry Instrument shall�n�� ��8�• Upoa teiasfatemettt by �
<br /> "� � Borrower,chis Security lnstrumen[and thc ob1igatlons secured hereby shall remain fn11Y effeedve as if ao acceleralion 1�at1 . _ _-
<br /> � o c c u r r e d.However,this ri g hC to rcinstaic shati not apply in the case of acceleration uader para$raph 17• ` • _
<br /> . ' 19. Sale of Not�C1��ngc oi Lu:i►t Str`Ietz. 'i�e Note ar a gartiat insezesi in the Note fmgether w�tbia S e c�t r i t Y =` ---•
<br /> ' inst�ument)may be sold one or more[imes without prior notice to Botrower. A sale may result in a c]�ange in the enti�Y , �-
<br /> . �. � (known as the "Loan Servicer") �ha�cotkcts monthly paymen�s due uader the Note aad tbis SeenrIry Insuummeat• 'itt�e _ --
<br /> � •� aLso may be one or more changec of�hc Loan Servicer unrelated to a sale of the Note. If there is a c�aage of the I+o� __
<br /> � � Servicer,Borrower wil1 be given�vrinen notice of the change in accordance witb D�B�Pb 14 abave and appllcable law. . �'�.• : :__-
<br /> .. �;,t:.�f°
<br /> "� The nodce will state the name and address of the new Loaa Servicer and ttte address to which paymeats shoWd be made. , __
<br /> '" ' The notice will also contain any other informatio�required by applicable law. __
<br /> � 20. Hozardous SoBstances. Borrmver shall not cause ot pertnit the pmsence.use,disposal,stot�e,or��n Y . '•:*��
<br /> .. � • • a n y H a z a r dous Substances on or in[hc Property. Borrower shall not do,aor allow m►yone else W do,anythin8 S , -- -
<br /> ' the Pro p en y chat is in violation��C any Em•ironmental Law. The preceding two semeaces shail not app 1y�to t he p�e s e a c e+ ___ 4.�: .y
<br /> � � ' use,or storagc on the Propeny of sma11 quantit ies of Hazardous Substances that aie generalty reco g n i z e d to be appropri a te t o - , _ __
<br /> • norn�al residcntial uses and to maimcnancc of the Properry. ,-_ --
<br /> ' . • ' ' Boao�vcr shall promptly gi.•c Lcndcr written notIce of any investigatIon,claim�demand,lawsait or oihet asHon by . •
<br /> � ', ,: . ` arly govemmental or regulatory agcnc�� or privacc pazry involving the Praperty and any Hamrdous Substancc o: .
<br /> '' � � Environmental Law of which Born��vcr lu�s acmal knowledge. If Borro�ver learns,or is notified by wy govemt�tenta]or . �
<br /> • �� �. regWatory auAiority.that any remo�•ai ur mher cemediation of any Hazardous Su6sttlIICe affec�in8 the ProPe�tY i9 ACCessaTy. . • �
<br /> • . � Bonower shall promptly take all nrretisary rcmedial accions in accordance with Environmental Law. .
<br />: `,�:;� . . Asuscdinthisparagraph 20."{la��ndous Su�n�rces°arethosesubstartceadefiaedastoxicorhazardonssubstaucesl+Y
<br /> •.,.i � Env'uonmental Law and the fullo�ci�ig,ubtitances:gosaline,kerosene,other flammable or toxic peuoleum pmduqs.toxtc
<br /> � : .- ,;" pesticides and herb�cides.volatilc sol�•cn�s, n�aterials containing as6estos or fom�aldebyde,and radtoactive materlals. As
<br /> . . ° .. used ia this paragraph 20. "Envirrnimcnud law" means federal laws and lawa of the jurisdiction where the Properiy is
<br /> � tocated that rclate to heaIth,safct��or cncironmental protection. , _
<br /> � � NON-UNIFORM COVEhANTS. liorrower and Lender funher covenant and ags+ee as followa: . • •
<br /> `•��� • 21. Acccleratton; Rcmc>>ics. Lcndcr shall give nottce to Borrower prior ta acceteratlon fo�Iowing Borrower's . • . .
<br /> _ : . ._.,,� breacL�of am•cnvenant or a�re�m.cnt in tl�is Security Instrun�ent(but not prtos to aeeelesatton amder para�teFb17 . ,
<br />- " � � un[ess applirabie la�v provides ntlir���i�c). The notice shatl speclPy: (a)the detaWt;N)the adion reqnfa�to c�e
<br /> ' • ' the default:(c)a date,not Icss th:m�u��:�y�,from the datethe notice is given to Borrower,by wbieb the defatdtms�t 6e
<br /> .'' cured;and d1 that fallure to curc Il�c dc1'ault on or before Ihe date sRcctCted fn the no4tce may re�tlEt ta acceletatton of
<br /> � � . • the sums secured by this Securitc lusa•�nn�nt and sale of the Properiy. 'lqte notice sttall fiuWerinform Borrower oY ,. .
<br /> � � the rlght t�►rci�utvte after:►cccleratiun:md the right to bting p court actton to assett t$e non�statce o4 a defSUtt oT
<br /> � � � any other dc1'uuc oY Borrmticr to ucc��lrr.>>iun a�Td sale.IP the defuult is not cure�on or befo=e the date spetiiteA in
<br /> ' ' . ' !he notice, I.ender at its uptinn m:�� rc�W1re immedlate paymem in �'ull of. all sums secut+ed by this Seenrtty .
<br /> lastraiment ��ithout [urihcr dcm:�nd .u�d may invoke the pocver a! sate and any other rsmsdles Permitte� by . . _ ..
<br /> � ; appllcuble I:��v. Lender shcitl b��•ntitl�•d t��collect all expenses incurred in pursWn�the remedies provlded tn thts • .
<br />_ , parngraph 21. including,biit nut limin•d tu.re�sonable attomeys'fees nndcosts of title evldeace. ,
<br /> ' . pmm 3018 9/90 (page I oJl pag�r) � . .� ,
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