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201307853 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instru ent and in any Rider executed by Borrower and recorded with it. <br /> 4..74 (Seal) <br /> DONNIE ROWLEY -Borrower <br /> %f)-- (Seal) <br /> `'ROXA E ROWLEY -Borrower <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> Refer to the attached Signature Addendum for additional parties and signatures. <br /> 8801520660 8801520660 <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1/01 <br /> VMP® VMP6A(NE)(1302) <br /> Wolters Kluwer Financial Services Page 16 of 17 <br />