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(Attach to Security Instrument) <br />201307837 <br />MANUFACTURED HOUSING UNIT RIDER TO THE <br />MORTGAGE / DEED OF TRUST / TRUST INDENTURE <br />(MANUFACTURED HOUSING UNIT TO BECOME AFFIXED) <br />This Rider is made this 25th day of September, 2013, and is incorporated into and shall be deemed to <br />amend and supplement the Mortgage / Deed of Trust / Trust Indenture (the "Security Instrument ") of the <br />same date given by the undersigned (the "Borrower ") to secure Borrower's Note to Exchange Bank (the <br />"Note Holder ") on the same date (the "Note ") and covering the property described in the Security <br />Instrument and located at: <br />603 Saturn Street <br />Aida, NEBRASKA 68810 <br />(Property Address) <br />Together with the Manufactured Housing Unit described as follows: <br />Make: FOUR SEASONS <br />Model: 28' X70' <br />Year: 1996 <br />Serial Number(s): l;'S201842 <br />Width & Length: 28' X70' <br />MODIFICATIONS. In addition to the covenants and agreements made in the Security Instrument, <br />Borrower(s) further covenant and agree as follows, for themselves, their heirs and assigns and Note <br />Holder: Exchange Bank <br />A. Property: 603 Saturn Street <br />Alda, NEBRASKA 68810 <br />Property, as the term is defined herein, shall also encompass the Manufactured Housing Unit described <br />above, affixed to the real property legally described herein. <br />B. Additional Covenants of Borrower(s): <br />(a) Borrower(s) covenant and agree that they will comply with all State and local laws and <br />regulations regarding the affixation of the Manufactured Housing Unit to the real property <br />described herein including, but not limited to, surrendering the Certificate of Title (if <br />MANUFACTURED HOUSING UNIT RIDER TO THE MORTGAGE/DEED OF TRUST/TRUST INDENTURE <br />ADS Inc . Page 1 of 2 <br />