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J <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />3110 2nd Avenue, PO Box 397 <br />Kearney, NEBRASKA 68848 <br />This instrument was prepared by: <br />Exchange Bank <br />3110 2nd Avenue, PO Box 397 <br />Kearney, NEBRASKA 68848 <br />308 - 237 -7711 <br />DEFINITIONS <br />DEED OF TRUST <br />ww > <br />C) CID <br />N C:, `7l <br />C1 - <br />Yt <br />r ›. <br />c <br />CJ) cr) <br />(1) <br />[Space Above This Line For Recording Data] <br />MIN: 100846705011254935 <br />SIS Telephone #: (888) 679 - MERS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, <br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 25, 2013, together with all Riders to this <br />document. <br />(B) "Borrower" is Colt R Miles and Angela D Miles, husband and wife. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 3110 2nd Avenue, PO Box 397, Kearney, NEBRASKA 68848. <br />(D) "Trustee" is US Bank N.A. <br />Trustee's address is 4801 Frederica Street, Owensboro, Daviess County KENTUCKY 42301. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 1 of 13 <br />IDS, inc. Borrower(s) Initial ) CR ► /l 1 <br />m <br />--1 <br />rn <br />w- <br />