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201307817 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> ',Instrument and in any Rider executed by Borrower and recorded with it. <br /> �,"'���/ i ,. i (Seal) <br /> Doug1 Q/' W Schultz I -Borrower <br /> ( fl ;,1..( C . i (Seal) <br /> Barbara J ultz -Borrower <br /> iJ <br /> Non Borro s.ng Spouse <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> Refer to the attached Signature Addendum for additional parties and signatures. <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP® VMP6INE)(1105) <br /> Wolters Kluwer Financial Services Page 16 of 17 <br />